Always Finance

1 week ago | alwaysfinance.co.uk | Lisa Baker

The Federal Reserve announced today that it will keep interest rates unchanged at 4.25–4.50%, marking the third consecutive meeting in which the central bank has opted for stability over stimulus or tightening. The decision reflects the Fed’s cautious stance as it navigates a complex economic landscape shaped by political uncertainty, a resilient labor market, and mixed macroeconomic data.

1 week ago | alwaysfinance.co.uk | Lisa Baker

IE Hub, the free online budgeting tool, has announced a new partnership with Healthy Homes Solutions (HHS) to support vulnerable and energy-inefficient households in the UK. This partnership aims to make it easier for anyone feeling vulnerable or households struggling with utility bills to access the resources they need to improve their situation, reduce their carbon footprint, and save money.

1 week ago | alwaysfinance.co.uk | Lisa Baker

Pension experts are calling on workers to create and update expressions of wishes to ensure their private pensions get paid to the right beneficiaries in the event of them dying before they retire. Unlike other assets, pensions cannot be assigned in a Will. Defined benefit and defined contribution pension schemes generally ask members to nominate a beneficiary through an expression of wish form. These notices of intent should regularly be updated to reflect any significant changes in circumstances.

1 week ago | alwaysfinance.co.uk | Lisa Baker

In today’s fast-paced world, managing personal finances efficiently is crucial for achieving financial stability. One effective way to address unexpected expenses or fund personal goals is through a personal loan. These financial tools offer flexibility, allowing individuals to cover costs like medical emergencies, home improvements, or education without depleting savings. Online platforms have revolutionized the process of obtaining financial assistance.

2 weeks ago | alwaysfinance.co.uk | Lisa Baker

A leading expert on U.K. and US business relations has delivered his analysis of President Trump’s first 100 days. Reflecting on the opening months of Trump’s second term, business expert James Disney-May noted that policy decisions are already influencing the business dynamics underpinning Britain’s special relationship with America. James said: “Donald Trump’s return to the White House has brought renewed focus to economic nationalism, energy independence, and regulatory reform.