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3 weeks ago | 
findependencehub.com | Jonathan Chevreau
On Wednesday, BMO ETFs conducted its second annual ETF Investor day. Conducted at the Toronto Stock Exchange, Do-it-yourself investors and finfluencers [Financial Influencers] were on hand for the ceremonial opening of the exchange, shown in the photo on the left (including myself). Hard to believe, but this marks BMO’s 16th year as a Canadian ETF provider.
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3 weeks ago | 
findependencehub.com | Jonathan Chevreau
In mid-April, my monthly Retired Money column for MoneySense looked at the experience of new retirees who have just shifted from RRSPs to Registered Retirement Income Funds (RRIFs), including my own. Now my followup May column has been published, and it looks in more detail at how such new retirees should handle their Asset Allocation, particularly in light of this volatile Trump Trade War era we are now in.
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1 month ago | 
findependencehub.com | Jonathan Chevreau
My latest MoneySense Retired Money column has just been published and covers something that was a new experience for me: starting and managing a RRIF or Registered Retirement Income Fund. You can find the full column by clicking on the highlighted headline: How to make sure you have enough money to fund your RRIF withdrawals.
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2 months ago | 
findependencehub.com | Jonathan Chevreau
My latest MoneySense Retired Money column has just been published. You can find it by clicking on the highlighted text here: Why “unretirement” may be the fate of so many Canadians. Even before the Tariffs threats emerged under Trump 2.0, Canadian seniors were starting to find the economic uncertainty and rising living costs to be unmanageable. No surprise then that many seniors approaching Retirement Age are delaying their exit from the workforce.
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Nov 27, 2024 | 
findependencehub.com | Jonathan Chevreau
My latest MoneySense Retired Money column is a bit of a departure in that its focus is on 57-year old blogger and YouTuber Alain Guillot, who came to Canada from Columbia with nothing but entrepreneurial gumption and a dream of being part of the North America depicted on TV at home. For the full MoneySense column, click on this headline: The first $100,000 is the hardest to save for newcomers. The re-election of Donald Trump is almost certain to make Immigration an even more contentious issue.
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Nov 15, 2024 | 
findependencehub.com | Jonathan Chevreau
It’s been two years since Elon Musk acquired the former Twitter, now X. That led to a steady X0dus (sorry!) of hundreds of thousands or millions of formerly loyal users to new platforms like Mastodon and, the following summer, Facebook’s Threads. Since last week’s shocking re-election of Donald Trump, another wave of X users has left for bluer pastures, this time for BlueSky, founded in part by former X co-creator Jack Dorsey, and some venture capitalists.
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Nov 6, 2024 | 
findependencehub.com | Jonathan Chevreau
By now, there’s not much I can add to the ubiquitous media coverage of Donald Trump’s shocking imminent return to power. Since our “beat” here is Financial Independence I’ll spin this that way. A few weeks back we looked at a Franklin Templeton webinar on the investment implications of either a Harris or a Trump victory. See this blog I wrote on October 23rd, headlined Don’t mix politics and investing but financial community thinks a Trump victory more positive for stocks. You can say that again.
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Nov 4, 2024 | 
findependencehub.com | Jonathan Chevreau
Hard to believe but Findependence Hub just turned 10 years old. We launched Financial Independence Hub on Nov. 03, 2014. Here is the very first post. You’ll note that for a long time, we self-referred with the short-hand “The Hub.” This was of course long before another site was launched a few years back also called The Hub. So we try NOT to refer to ourselves using that short form, as it may be confusing. However, the slogan still applies: North America’s Gateway to Financial Independence.
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Oct 30, 2024 | 
findependencehub.com | Jonathan Chevreau
My latest MoneySense Retired Money column looks in-depth at a new “Decumulation” offering from Sun Life, unveiled late in September. You can find the full column by clicking on the highlighted headline: What is Sun Life’s new decumulation product? As you can see from image below taken from MyRetirement Income’s website, the emphasis is on providing regular income to last to whatever age a retiree specifies. That income is not, however, guranteed as a life annuity would be.
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Oct 23, 2024 | 
findependencehub.com | Jonathan Chevreau
Top investment executives told a webinar held Wednesday morning that investors should not mix Politics and Investing. Even so, while market observers at Franklin Templeton view the upcoming U.S. election as essentially a “toss-up” they seem to believe that a victory or sweep by the Republicans’ Donald Trump would be more positive for stocks than a Kamala Harris win.