Fintech Takes

5 days ago | fintechtakes.com | Alex Johnson

FICO announced that it will be launching two new versions of its credit score, specifically focused on addressing the growth of BNPL:The company will offer the products — FICO Score 10 BNPL and FICO Score 10 T BNPL — later this year, it said in a statement Monday. The scores will help lenders make more accurate decisions about consumer creditworthiness, especially for those who borrow for the first time using the payment plans, FICO said.

1 week ago | fintechtakes.com | Alex Johnson

The first question you need to answer when planning a trip to Yellowstone National Park is which entrances you are going to use to enter and exit the park. Fun fact: Despite the fact that 96% of the park is located in Wyoming, and only 3% is located in Montana, Montana has three of the five entrances to the park:West (through West Yellowstone, MT): The busiest entrance, offering easy access to Norris Geyser Basin, Canyon Village, and Old Faithful.

1 week ago | fintechtakes.com | Alex Johnson

Editor’s Note — This article is sponsored by BILL. As with all sponsored content in Fintech Takes, this article was written, edited, and published by me, Alex Johnson. I hope you enjoy it!It’s universally acknowledged that running a small business is difficult. What’s less well-understood is why.

1 week ago | fintechtakes.com | Alex Johnson

This week’s episode features none other than James Wester, co-head of Payments Research at Javelin Strategy & Research and official Fintech Takes Stablecoin Correspondent (we’re just going to go ahead and give him that title). Last time James was on the pod, we had a very specific question that we were trying to unpack (the utility of stablecoins for domestic consumer payments use cases – which, by the way, was a great conversation worth going back to if you haven’t listened yet).

1 week ago | fintechtakes.com | Alex Johnson

Welcome back to Fintech Takes. I’m Alex Johnson, and today we’re lucky enough to dig into stablecoins (again!) with James Wester, co-head of payments research at Javelin Strategy & Research, who previously led strategic communications for blockchain, crypto, and digital currencies PayPal and served as a market research analyst at IDC. Last time on the pod, we tackled domestic payment use cases (ACH, interchange, and why crypto UX still can’t touch the Starbucks app). This time, we zoom out.