healthinsurance.org

4 weeks ago | healthinsurance.org | Louise Norris

The budget reconciliation bill that passed in the U.S. House of Representatives in May 20251 includes provisions intended to make ICHRAs – Individual Coverage Health Reimbursement Arrangements – easier to use and more financially attractive for small businesses.

1 month ago | healthinsurance.org | Louise Norris

If you’re a small-business owner and you’d like to reimburse your employees, pre-tax, for the cost of health insurance that they buy on their own, you have two options: An ICHRA (Individual Coverage Health Reimbursement Arrangement) or a QSEHRA (Qualified Small Employer Health Reimbursement Arrangement).1As long as you have fewer than 50 full-time equivalent (FTE) employees and don’t also offer a group health plan, you have your choice of either an ICHRA or a QSEHRA.

1 month ago | healthinsurance.org | Louise Norris

You're on your way! You're being directed to a third-party site to get a quote. A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999. In every state, Medicaid programs are funded jointly by the state and by the federal government, but there is significant variation from state to state in terms of how the costs are split between the state and federal governments.

1 month ago | healthinsurance.org | Louise Norris

In the United States, the percentage of adults seeking mental health treatment or counseling has been steadily rising.12In this article, we’ll take a look at some of the top mental health insurance considerations that consumers should understand. Let’s start with an obvious and frequently asked question:Whether or not your health plan is required to cover mental health care will depend on the type of coverage you have.

1 month ago | healthinsurance.org | Louise Norris

There’s been a lot of buzz in the media in early 2025 about the likelihood of Medicaid cuts to significantly reduce federal spending on the program. With almost 72 million people covered by Medicaid,1 there is widespread concern about what sort of cuts are likely. This article examines what could be cut – and who the cuts would likely affect.