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Apr 28, 2024 | 
moneyandfinancemagazine.com | Mario Hernandez
My wife and I agree on most things, but when it comes to putting together a monthly budget, it can be a challenge. Our financial styles are different, one being more of a spender, the other more of a saver. It’s important to recognize that neither is right or wrong. It is a matter of establishing your financial goals as a family and finding a path where both feel their needs are being met.
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Apr 28, 2024 | 
moneyandfinancemagazine.com | Chris Browne
You’ve figured out a way to make money out of doing something you love. That’s great! Now you just need to figure out the best way to process all those incoming dollars!Choosing the right online payment gateway is vital for the success of your business. If it’s not quick, easy to use and secure you might as well forget about converting sales.
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Feb 27, 2024 | 
moneyandfinancemagazine.com | Mario Hernandez |Steve RobsonTom Molloy
In the last year, clients have been concerned about how the pandemic would affect their portfolio and wondered whether to stay in the market or bail. As I discussed this dilemma with clients, I started thinking about the classic rock song by The Rolling Stones “Time is On My Side.” When it comes to investing for retirement, time really is on your side. It helps you overlook the fluctuations within a balanced portfolio and concentrate on the long-term performance of your retirement accounts.
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Feb 27, 2024 | 
moneyandfinancemagazine.com | Mario Hernandez |Steve RobsonTom Molloy
Allworth Homes provides some insights into the benefits of building a new home for an investment propertyThese days, vacant land and new residential communities are popping up all over the place. Investors should take advantage of this by turning their investment property into a renters dream. Stephen Thompson, managing director at Allworth Homes said, “Investors should consider building a new home for their next investment property.
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Feb 27, 2024 | 
moneyandfinancemagazine.com | Steve RobsonTom Molloy |Mario Hernandez
Back in 2001 when seventeen software developers met at a ski resort in Utah to brainstorm a lightweight development method to reduce overall corporate expenses. However 19 years later, this couldn’t be further from the overall goal; to create customer satisfaction, speed up production and provide complete transparency for everyone.
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Feb 27, 2024 | 
moneyandfinancemagazine.com | Mario Hernandez |Steve RobsonTom Molloy
In recent years, robo-advisors have grown in popularity as a low-cost investment tool. Based on your answers to an online questionnaire looking at your risk tolerance, time horizon etc., robo-advisors can automate your investment portfolio management. Robo-advisors provide a valuable service to the novice investor. However, they provide little human interaction.
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Feb 27, 2024 | 
moneyandfinancemagazine.com | Mario Hernandez |Steve RobsonTom Molloy
Housing in high-crime areas across Australia are outperforming the property market, according to RiskWise Property Research. The research house discovered high-crime areas, despite expectations, were trumping their safer neighbouring suburbs when comparing their five-year growth to the city’s median. RiskWise CEO Doron Peleg said most property investors believed high-crime rates would have a detrimental effect on property price growth, but it was apparent the opposite was true.
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Feb 27, 2024 | 
moneyandfinancemagazine.com | Mario Hernandez |Steve RobsonTom Molloy |Bronwyn Lawson
What’s the difference between a mark-up and a profit margin? How important is it to get it right? A mark-up is the amount that you determine to put on top of your cost price to be able to make a profit. A profit margin is what you are left with after you have made the sale, and paid for your cost of sales and expenses. Everyone who goes into business does so with an expectation of making a profit, but poor planning could see that profit margin end up being smaller than the effort is worth.
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Feb 27, 2024 | 
moneyandfinancemagazine.com | Mario Hernandez |Steve RobsonTom Molloy
As you are undoubtably aware, the Russian invasion of Ukraine has continued to intensify with no end in sight. Russia’s apparent goal has gone from occupying a couple of relatively small eastern provinces to one of total occupation. The human tragedy continues worsening as it has been reported that over 2.4 million Ukraine citizens have fled the country with deteriorating conditions continuing to increase as the Russians march toward the capital of Kyiv.
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Feb 27, 2024 | 
moneyandfinancemagazine.com | Mario Hernandez |Steve RobsonTom Molloy
There are many ways to invest in real estate. Although markets fluctuate, real estate is generally a wise and safe enterprise to explore – an industry that tends to typically right itself even in the face of evolution and challenge. Growing with incredible haste, vacation home properties have quickly become the favored path for all types of investors. Entrepreneurs, families, retirees – anyone can viably expect a gain from thriving trend, and it’s much more attainable than many believe.