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How to prevent basement from flooding before heavy rain

1 month ago | rates.ca | Renee Sylvestre-Williams

There’s nothing more nerve-wracking than being in a heavy rainstorm and hoping your basement stays dry. To prevent your basement from flooding ahead of heavy rain, make sure your downspouts and eavestroughs are clear of debris, that any cracks and leaks around your foundation are sealed, and lastly, invest in some structural improvements for long-lasting support.
Best credit cards for buying Canadian

2 months ago | rates.ca | Arshi Hossain

Advertiser disclosure: Rates, product information and reward estimates are subject to change at any time and do not constitute financial advice. This post was not sponsored. RATESDOTCA may receive a referral fee from our partners or affiliate links featured on the site; however, our editorial choices are objective and free from bias. Read our full disclaimer. The "Buy Canadian" movement is gaining traction, fueled by recent trade tensions and a renewed sense of national pride.
BoC keeps policy rate steady as US tariffs and trade war cloud economic outlook

2 months ago | rates.ca | Arshi Hossain

KEY FINDINGSThe Bank of Canada is keeping the policy rate at 2.75% after two recent cuts to balance inflation and economic pressures. New 25% tariffs on autos and other goods are driving costs up, slowing growth, and hurting confidence. Canada lost 62,000 jobs in March, pushing unemployment to 6.7% as businesses cut hiring and investments. Home sales are at a three-year low, with Toronto sales down 23%, though lower rates may aid recovery.
Ask the Expert: What’s your Canadian mortgage strategy in Trump’s tariff war? |

2 months ago | rates.ca

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Why climate change will increase home insurance costs in 2025: Be prepared

2 months ago | rates.ca | Arshi Hossain

Brace yourselves, Canadian homeowners: 2025 is shaping up to be a stormy year—weather-wise, and for your finances. As extreme climate events become the new normal, insurance companies are feeling the squeeze, and so will your budget. The new normal: Has climate change arrived and settled down to stay?
Why climate change will drive home insurance hikes in 2025: Be prepared

2 months ago | rates.ca | Arshi Hossain

Arshi Hossain April 4, 2025 Table of Contents The new normal: Has climate change arrived and settled down to stay? What’s being done and how the costs of inaction become too high How can you prepare for climate-related rising insurance costs Brace yourselves, Canadian homeowners: 2025 is shaping up to be a stormy year—weather-wise, and for your finances. As extreme climate events become the new normal, insurance companies are feeling the squeeze, and so will your budget.
How much more money do you need to make to buy a home in Canada?

Mar 19, 2025 | rates.ca | Arshi Hossain

You'll be redirected in a few seconds. Please don't exit this window. We are now transferring you to LowestRates.ca to complete your quote. If you are not redirected within 30 seconds, please click here to continue. If you are looking for a car insurance quote in Quebec, you will be directed to Click Insurance, where you will be able to compare quotes from top insurance companies in that province. You'll be redirected in a few seconds. Please don't exit this window.
The cost of impaired driving in Canada

Mar 17, 2025 | rates.ca | Caitlin McCormack

Impaired driving isn’t just dangerous, it can be life-altering. Every year, impaired drivers claim countless lives and shattered families. They also face severe consequences for getting behind the wheel under the influence. March 17 to 23 is National Impaired Driving Prevention Week (March 17–23). In this article, we explore facts about impaired driving in Canada, the legal limits, and what happens if you’re caught driving under the influence.
BoC cuts policy rate again by 25 basis points amid ongoing tariff tug-of-war

Mar 12, 2025 | rates.ca | Aya Al-Hakim

The Bank of Canada has lowered its overnight interest rate by 25 basis point to 2.75%, marking its second consecutive cut this year, and seventh since the rate cuts began in June 2024. This latest cut comes amidst increasing economic challenges. The U.S. has put tariffs on more than 60% of Canada’s imported goods, like machinery and clothing, with businesses facing higher costs and possible job losses.
How to protect your home from ice storms and spring flooding

Mar 4, 2025 | rates.ca | Aya Al-Hakim

The cost of natural disasters in Canada is going up, with extreme weather causing over $8 billion in damage in 2024, according to the Insurance Bureau of Canada (IBC). A lot of this damage is from water, but it's not just spring floods you need to worry about—ice storms can also damage your home. Over the past decade, rising sea levels, extreme rainfall and storms, and rapidly melting snow due to climate change have increased the likelihood of flooding and the severity ice storms across Canada.