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US Senate Passes GENIUS Stablecoin Bill Giving Crypto Industry Milestone Victory

1 week ago | usethebitcoin.com | Tom Nyarunda

Key TakeawaysThe GENIUS Act created a federal framework for dollar-backed stablecoins, allowing the Department of Treasury and opening the door to banks, Fintechs, and retailers. Democrats were unable to pass a provision that would have barred the president from profiting from the new law. Many industry giants, including Amazon and Walmart, are reportedly moving toward stablecoin-style offerings as payment networks brace for disruption.
China’s E-Commerce Giant JD.com Tests Global Stablecoin in Hong Kong

1 week ago | usethebitcoin.com | Tom Nyarunda

Key TakeawaysChinese e-commerce giant JD.com has tested HKD-pegged tokens in Hong Kong’s regulatory sandbox. JD.com completed the second phase of its testing and aims to launch the stablecoin for Q4 if approved. The move comes as the US Senate passes the GENIUS Stablecoin bill aimed at giving regulatory clarity on the issuance of stablecoin in the US.
SEC And Ripple Pause Appeal In Lawsuit As Key Decision Awaited By August 15

1 week ago | usethebitcoin.com | Tom Nyarunda

Key TakeawaysBoth Ripple and SEC have requested a delay in the long-standing lawsuit appeal as they await a court decision. The settlement negotiations involve a reduced penalty and a potential lifting of the injunction for Ripple. The price of XRP rose 2.60%, with a market cap of $132.05 billion and a trading volume surge.
Canada’s Purpose Investments to Launch First XRP ETF Following Regulatory Approval

1 week ago | usethebitcoin.com | Tom Nyarunda

Key TakeawaysCanada’s Purpose Investments will launch Canada’s first XRP ETF after OSC granted it regulatory approval. The Ontario Securities Commission (OSC) allows XRP ETF holding in a registered account, giving Canadian investors tax advantages. The approval of Canada’s XRP ETF marks a key regulatory milestone amid global uncertainty and Bitcoin criticism from Canada’s new PM.
Alabama Securities Regulator Recovers $125K in Crypto From Pig Butchering Scams

1 week ago | usethebitcoin.com | Tom Nyarunda

Key TakeawaysAlabama securities regulator has recovered over $125K worth of crypto for two victims of pig butchering romance scams who lost over $850K. The scammers convince victims to invest in fraudulent trading platforms after months of pretending to be in an online relationship. Pig butchering scams accounted for at least 33.2% of the $9.9 billion in global crypto fraud reported in 2024, with criminals now conducting shorter cons to target a greater number of victims.
Vietnam Lawmakers Approve Digital Technology Industry Law That Recognizes Cryptocurrencies

1 week ago | usethebitcoin.com | Tom Nyarunda

Key TakeawaysLawmakers in Vietnam have passed a new law that recognizes digital assets and cryptocurrencies. The new law will take effect on January 1, 2026. Vietnam has become the first country in the world to enact a standalone law specifically dedicated to the digital technology industry. The Vietnamese National Assembly has approved the Digital Technology Industry Law, marking a pivotal moment as it formally incorporates cryptocurrencies into the nation’s legal framework.
Ripple Could Secure A Digital-Only Bank License And Become A Full Fledged Bank

1 week ago | usethebitcoin.com | Tom Nyarunda

Key TakeawaysA former Congressional candidate is drafting a digital-only bank license that would enable companies like Ripple to become certified banks. Ripple has already aligned itself with central banking systems, and it strives to enhance cross-border payments. Ripple and the SEC recently submitted a settlement motion together, and according to attorney John Deaton, there was a 70% chance of approval.
Nigeria SEC Reaffirms Ban On CBEX Amid Withdrawal Fee Concerns on Bitcoin Holdings

2 weeks ago | usethebitcoin.com | Tom Nyarunda

Key TakeawaysThe Nigerian Securities and Exchange Commission (SEC) has banned the Crypto Bridge Exchange (CBEX) from operating without regulatory approval, raising significant concerns about investor protection and market integrity. CBEX has continued to solicit unauthorized payments from users attempting to withdraw their funds, highlighting ongoing regulatory challenges in Nigeria’s crypto space.
GENIUS Act Stablecoin Bill Heads To Senate Floor After Passing Crucial Cloture Vote

2 weeks ago | usethebitcoin.com | Tom Nyarunda

Key TakeawaysThe GENIUS Act stablecoin bill’s cloture vote passed, meaning bipartisan support for amendments was likely a success this week. Senator Gillibrand backed the GENIUS Act despite disapproving of Trump’s crypto ventures, emphasizing its economic benefits. The proposed amendments to the GENIUS Act successfully addressed issues raised by Democrats, paving the way for a final vote.
AfriBit Africa Makes Kenya’s Largest Slum A Thriving Bitcoin Economy

2 weeks ago | usethebitcoin.com | Tom Nyarunda

Key TakeawaysAfriBit Africa has introduced Bitcoin to around 200 people in Kibera, a slum in Nairobi, Kenya, despite facing some challenges in adoption. Bitcoin may offer lower transaction costs and excellent growth potential, but locals are using it for speculation instead of daily purchases. There is a need to increase knowledge about Bitcoin and Web3 adoption in Kenya so that users can experience its positive impact.