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3 weeks ago | 
moneymag.com.au | Paul Clitheroe |Aaron Minney
Dear Paul,I am single, 66 and soon to retire. I own two $500,000 houses and have no super. I wish to sell one house then lend my children $400,000, which they can pay back slowly, giving me a small unofficial income. How will this affect me getting the age pension? - PeterDarn. We should have had this conversation some years ago, Peter. I'd always want anyone to check this with Services Australia (Centrelink) or a professional adviser who knows complete details of your situation.
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1 month ago | 
firstlinks.com.au | Aaron Minney |David Williams |James Gruber |Harry Chemay
Noel Whittaker, author and financial adviser: "A fabulous weekly newsletter that is packed full of independent financial advice."Don Stammer, leading Australian economist: "Congratulations to all associated. It deserves the good following it has."Reader: "An island of professionalism in an ocean of shallow self-interest. Well done!"Steve: "The best that comes into our world each week.
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1 month ago | 
moneymag.com.au | Tom Watson |Aaron Minney
It's not hyperbolic to suggest that 2025 has proven to be a bit of a rollercoaster in the financial world. At least, so far. On the one hand, household inflation is continuing to moderate and the Reserve Bank Board's February rate cut has started to flow on to mortgage holders through lenders in the form of lower rates. On the other hand, insurance price growth remains relatively high and expenses like power bills and private health cover are set to rise in the coming months.
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1 month ago | 
moneymag.com.au | Paul Clitheroe |Aaron Minney
Dear Paul,A lot has happened since you replied to my letter back in 2009 and I would love your opinion on our situation now. Hubby is now 60 and I'm 55, and we still live in country Victoria on our four-hectare fully owned property (now valued at $750,000). We fully own two rentals worth $350,000 each, rented at $320 and $330 a week (purchased in 2012 for $195,000 each, fully paid off in 2021 - they were great for tax when we both worked full-time).
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1 month ago | 
moneymag.com.au | Tom Watson |Aaron Minney |Christopher Niesche
Australia is now home to more high-net-worth individuals than the likes of Italy, South Korea and Spain, the 2025 Wealth Report produced by Knight Frank has revealed. More than 40,000 Australians have at least US$10 million in assets (roughly $16 million Australian dollars), meaning Australia has the ninth-highest population of high-net-worth individuals in the world.
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May 28, 2024 | 
morningstar.com.au | Aaron Minney
This article was provided by a third-party and the opinions expressed here are the author’s. Morningstar values diversity of thought and publishes a broad range of viewpoints. Since the creation of compulsory superannuation in the 1990’s, inflation hasn’t been a notable issue, but the past two years has been a stark reminder of the impact inflation can have on the spending power of retirees.
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May 21, 2024 | 
firstlinks.com.au | Meg Heffron |James Gruber |Ashley Owen |Aaron Minney
Eleanor Dartnall, AFA Adviser of the Year, 2014: "Our clients love your newsletter. Your articles are avidly read by advisers and they learn a great deal."John Egan, Egan Associates: "My heartiest congratulations. Your panel of contributors is very impressive and keep your readers fully informed."Reader: " Finding a truly independent and interesting read has been magical for me.
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May 14, 2024 | 
firstlinks.com.au | Noel Whittaker |James Gruber |Ashley Owen |Aaron Minney
Reader: "Congratulations on a great focussed news source. Australia has a dearth of good quality unbiased financial and wealth management news."Reader: "Carry on as you are - well done. The average investor/SMSF trustee needs all the help they can get."Reader: "I subscribe to two newsletters. This is my first read of the week. Thank you. Excellent and please keep up the good work!"Don Stammer, leading Australian economist: "Congratulations to all associated.
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Jan 18, 2024 | 
moneymag.com.au | Sharyn McCowen |Tom Watson |Aaron Minney
Aussie families are feeling the pinch when it comes to back-to-school shopping, low interest rates could be gone for good, and how much are you willing to spend for a memento of your favourite show? Here are five things you might have missed this week. The number of Australians turning to No Interest Loans to equip their kids for the return to school has jumped 73% since 2018.
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Jan 2, 2024 | 
moneymag.com.au | Aaron Minney |Cassandra Baldini |Serina Bird
Watching the news, it is easy to believe that cashed-up boomers are splashing out and fuelling the cost-of-living crisis. However, the reality is retirees are now faced with the challenge of generating income that can keep up with the cost of living. Heading into 2024, it seems a lot harder to find investment returns that can provide for the income needs of retirees. While higher interest rates mean deposits pay a return, the returns are less than the higher-than-average inflation we are suffering.
