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Oct 9, 2024 | 
investkraft.com | Abhik Das
Telemedicine consultations in health insurance have experienced remarkable growth in India, particularly as a direct consequence of the COVID-19 pandemic, which necessitated new methods of healthcare delivery. This substantial increase not only highlights the urgent need for remote medical services but also indicates a broader transformation in how various demographics across the nation can access healthcare.
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Oct 7, 2024 | 
investkraft.com | Abhik Das
Maternity and newborn care health insurance is crucial in India, providing financial security for expectant parents during a significant life event. With soaring medical expenses and the uncertainty of childbirth, having a comprehensive insurance plan can relieve the financial stress associated with maternity-related costs. This includes prenatal and postnatal care, delivery expenses and the health needs of the newborn.
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Oct 4, 2024 | 
investkraft.com | Abhik Das
Health insurance provides a safety net for unexpected medical expenses, ensuring you and your family’s health is cared for without financial worry. Indemnity health insurance offers a secure solution to manage medical costs during hospitalization. Understanding the benefits and features of an Indemnity Health Insurance policy is essential for making informed decisions about your healthcare coverage. What is the Definition of Indemnity Health Insurance Plans?
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Sep 30, 2024 | 
investkraft.com | Abhik Das
Over the past decade, healthcare expenses in India have surged alarmingly, influenced by a variety of interconnected factors. Medical inflation, currently estimated at 15%, far exceeds the general inflation rate of roughly 6 to 7%. This significant gap is primarily attributable to escalating costs related to medical treatments, cutting-edge technologies and an increasing demand for healthcare services.
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Sep 27, 2024 | 
investkraft.com | Abhik Das
Understanding the significance of No Claim Bonus (NCB) in health insurance is crucial for policyholders looking to maximize the benefits of their insurance plan. NCB serves as a noteworthy incentive that rewards individuals who have not made any claims during a policy year, consequently providing perks such as discounts on their premiums or even enhanced coverage options.
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Sep 23, 2024 | 
investkraft.com | Abhik Das
Life is brimming with uncertainties and we frequently overlook our health until an abrupt illness catches us off guard. Consider the case of Anmol, a 35-year-old professional who has always prioritized health. He stays fit through regular exercise and a nutritious diet. Yet, he was unexpectedly diagnosed with a heart condition. The revelation was startling but the real shock came with the staggering medical expenses for treatment, surgery and recovery.
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Sep 20, 2024 | 
investkraft.com | Abhik Das
Health insurance is crucial for managing medical expenses and protecting your hard-earned savings. In a world where health issues are prevalent, investing in a comprehensive health insurance policy that meets your medical needs is imperative. Health insurance not only offers financial stability but also grants access to high-quality healthcare without any upfront costs during emergencies or treatments, thanks to the cashless claim process available at network hospitals.
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Sep 16, 2024 | 
investkraft.com | Abhik Das
Healthcare costs can impose a considerable financial burden on individuals and families, particularly when they encounter unforeseen medical emergencies or serious illnesses that require immediate and often expensive treatment. Thankfully, the Indian government provides some financial relief through provisions like medical expense deductions and tax deductions for health insurance premiums.
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Sep 13, 2024 | 
investkraft.com | Abhik Das
To claim your existing health insurance policy correctly is just as crucial as selecting the most suitable plan that meets your specific needs. Many individuals may not realize that a claim can get rejected due to simple and avoidable mistakes, which can lead to unnecessary delays and frustrations. It is essential to meticulously follow the guidelines provided by your insurance company and ensure that all documentation is accurate and complete.
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Sep 11, 2024 | 
investkraft.com | Abhik Das
The healthcare landscape in India is changing rapidly, especially in terms of mental health coverage in health insurance plans. There is a growing acknowledgement of the significance of mental well-being, leading to insurance providers including mental health services in their plans. This change is largely due to the Mental Healthcare Act of 2017, which requires mental illnesses to be treated equally with physical illnesses in insurance policies.
