Abhinav Bansal

Dec 5, 2024 | financialexpress.com | Deep Mukherjee |Abhinav Bansal

BY Deep Narayan Mukherjee & Abhinav BansalAs a result of RBI’s dedicated focus on financial risks, particularly credit risk, Indian banks’ balance sheets have improved to the best in over a decade. System-wide gross non-performing assets (GNPA) ratio has improved to a decadal low of 2.8%. While some worries have emerged in unsecured lending, its limited overall exposure is unlikely to present an immediate systemic risk.