Adam McCann

1 week ago | wallethub.com | Adam McCann

Adam McCann, WalletHub Financial WriterMay 6, 2025Adam McCann, WalletHub Financial Writer May 6, 2025 More than 9 in 10 Americans think budgeting should be taught in schools, according to a recent WalletHub survey. Despite this, only 11 of the 50 states get an A rating from the American Public Education Foundation. To earn an A, states must require completion of standalone personal-finance courses in high school and implement financial literacy education into their K-12 curriculum.

1 week ago | wallethub.com | Adam McCann

Adam McCann, WalletHub Financial WriterMay 1, 2025Adam McCann, WalletHub Financial Writer May 1, 2025 Key StatisticsCredit Card Market Share: 32% Cash Market Share: 16% Trend: Credit card use is up 78% since 2016Credit cards are used twice as much as cash for payments, and the gap has been increasing over the years. Below, you can find more statistics that help illustrate the popularity of both payment methods, including how transaction amounts and the demographics of users are shifting.

3 weeks ago | wallethub.com | Adam McCann

Adam McCann, WalletHub Financial WriterApr 22, 2025American Express corporate credit card benefits include decent rewards, upgraded status levels in hotel loyalty programs, travel insurance, special event perks and more. Depending on which Amex corporate card you have, you may also get premium benefits like airport lounge access, airline fee credits and cell phone insurance.

3 weeks ago | wallethub.com | Adam McCann

Falling behind on debt payments can have serious long-term consequences, including significant damage to your credit score and substantial financial costs. Late fees can quickly add up, and interest will continue to accrue. When it comes to auto loan debt, the stakes are even higher, if payments are overdue for too long, your vehicle could be repossessed.

4 weeks ago | wallethub.com | Adam McCann

Pick a smaller or less fancy apartment: The larger your living space is and the more amenities it has, the more it’s going to cost you in rent. Giving up some comforts now can help you save money and enjoy better living conditions in the future. Improve your budgeting skills: Learning how to budget properly is key for ensuring that you have enough money to afford your monthly rent in addition to your other expenses.