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1 day ago | 
financebuzz.com | Adam Palasciano |Chris Kissell
When the stock market takes a dive — or even just wobbles — it's normal to feel uneasy. For investors who are nearing retirement or who are simply risk-averse, market turbulence can feel more like a threat than an opportunity.
The good news? You don't have to invest in stocks if it's keeping you up at night. If your main goal right now is to eliminate some money stress, here are two alternatives to stocks.
The pros of cash
Cash may not be flashy, but it offers liquidity and stability.
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3 days ago | 
financebuzz.com | Adam Palasciano |Kaitlin Milligan
When it comes to becoming debt-free, personal finance guru Dave Ramsey has no shortage of advice. His approach to debt elimination is widely known, particularly his "debt snowball" method, which encourages tackling smaller debts first to build momentum. However, Ramsey also warns against several popular debt reduction strategies that he believes can backfire.
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5 days ago | 
financebuzz.com | Adam Palasciano |Amanda Machado
Many individuals reflect on their financial decisions and the impact they've had on their retirement savings. Let's delve into the confessions of some retirees as they share their biggest financial regrets. From savings missteps to lifestyle choices, their experiences offer valuable lessons for pre-retirees aiming to retire stress-free and secure a stable financial future.
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5 days ago | 
businessandamerica.com | Adam Palasciano
Federal funding plays a critical role in supporting colleges and universities across the country. Many schools rely on federal funding for student aid as well as for research and development. A reduction or elimination of federal funding can have devastating effects on the college or university in question. Federal funding is crucial for many schools, as it’s used to finance grants, student loans, and research.
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1 week ago | 
gobankingrates.com | Adam Palasciano |Levi Leidy
May 8, 2025 3 min Read meshaphoto / Getty Images Commitment to Our ReadersGOBankingRates' editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services - our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services review methodology.
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1 week ago | 
ca.news.yahoo.com | Adam Palasciano
Republicans Propose Sweeping Changes to Student Loans — Here’s How They Can Impact Your WalletStudent loan debt is the bane of existence for tens of millions of Americans today. According to the Education Data Initiative, about 42.7 million Americans have federal student loan debt, and the current outstanding balance totals approximately $1.69 trillion. Federal student loan debt makes up 92.2% of all student loan debt in the U.S., with the average balance per borrower being $38,375.
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1 week ago | 
gobankingrates.com | Adam Palasciano |Zuri Anderson
May 7, 2025 3 min Read Commitment to Our ReadersGOBankingRates' editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services - our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services review methodology.
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1 week ago | 
gobankingrates.com | Adam Palasciano |Levi Leidy
May 7, 2025 3 min Read Commitment to Our ReadersGOBankingRates' editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services - our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services review methodology.
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1 week ago | 
gobankingrates.com | Adam Palasciano |Amber Barkley
May 6, 2025 3 min Read Commitment to Our ReadersGOBankingRates' editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services - our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services review methodology.
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1 week ago | 
financebuzz.com | Adam Palasciano
Market downturns can be unsettling, but they also can present opportunities to build your wealth. Instead of reacting hastily, consider implementing strategies that align with your long-term financial goals.
By staying informed and proactive, you can navigate market volatility with confidence. Here are seven potentially smart money moves to consider when the stock market is down.
1. Reassess your risk tolerance
Market fluctuations can reveal your true comfort level with investment risk.
