Adonijah Ndege

1 day ago | techcabal.com | Adonijah Ndege

The Central Bank of Kenya (CBK) has proposed scrapping the risk-based credit pricing model in favor of pegging lending rates to its benchmark policy rate, a major shift aimed at lowering borrowing costs and improving access to credit for households and businesses. The decision follows frustration within the CBK over the to lower interest rates despite multiple reductions in the benchmark lending rate since October 2024.

3 days ago | techcabal.com | Adonijah Ndege

It used to be simple: if you wanted to keep your money safe, you went to the bank. If you needed a loan, you dressed up, filled out some forms, and hoped a credit officer would like your story. The bank was the trusted gatekeeper, and for the most part, that worked. But that formula doesn’t hold anymore, not when 22-year-olds in Nairobi can borrow money, invest in crypto, and pay rent, all through apps that never ask them to walk into a branch. Across Africa, the financial playing field is changing.

1 week ago | techcabal.com | Adonijah Ndege

Imagine losing your job because your company’s customers were on their best behaviour? Well, we mean, isn’t that what you’re hoping for if you work for a company that is frequently in the loan recovery business? It’s a weird position to be in—rooting for success, only to be let go because things went too well. That was the fate of 28 Tala employees who were let go this month. In digital lending, keeping a low loan default rate is how you stay capital-efficient.

1 week ago | techcabal.com | Adonijah Ndege

Marrakech smells like jasmine, spice, and ambition. That’s the best way I can describe the energy at GITEX Africa 2025, which kicked off on Monday with over 1,450 exhibitors, 350 global investors, and 650 speakers from 130 countries. Now in its third edition, GITEX Africa—now solidified as the continent’s biggest tech and startup show—has positioned Morocco as a continental tech hub, thanks to serious government backing and a growing appetite for innovation.

1 week ago | techcabal.com | Frank Eleanya |Faith Omoniyi |Adonijah Ndege |Kenn Abuya

Opera Mini, Opera’s lightweight mobile browser that’s become a digital lifeline across Africa—especially for users on affordable, low-spec smartphones—is stepping into the AI race with a significant upgrade, the company told TechCabal. The company is integrating its browser AI, Aria, into Opera Mini, bringing advanced AI-powered capabilities to more than 100 million users worldwide—many in data-conscious markets like Kenya, Nigeria, and South Africa.