Ajinkya Ghadge

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Articles

Harnessing AI’s Potential to Transform Payment Processing

Nov 14, 2024 | bigdatawire.com | Alex Woodie |Ajinkya Ghadge

Recent advancements in artificial intelligence (AI) have sparked a technological revolution that promises to transform numerous industries and areas of society. From healthcare to education to transportation to security, AI can quickly change how businesses operate and succeed. Nowhere is the potentially transformative power of AI more evident than in the world of payment processing.
Impact of AI on Payment Gateway Reliability in Distributed Systems

Sep 10, 2024 | cxotoday.com | Ajinkya Ghadge

By Ajinkya GhadgeIn this digital age, where transactions happen in milliseconds, the reliability of payment gateways has never been more critical. As businesses scale, so does the complexity of maintaining consistent, uninterrupted service across distributed systems. One of the most promising advancements in this space is the application of Artificial Intelligence (AI) to enhance the reliability of these systems.
The Hidden Costs of Chasing Five 9s

Aug 24, 2024 | thenewstack.io | Ajinkya Ghadge |Agam Shah |Brian Godsey |Rob Whiteley

Achieving five nines (99.999%) availability is a benchmark of excellence in distributed systems. This uptime guarantees only 5 minutes of downtime annually, ensuring near-constant availability and reliability. Even though it offers greater resilience and up-time, the question around this is: at what cost? The pursuit of consistent uptime comes with significant financial, operational, and human costs.
Secure and Efficient: AI-Driven Innovations in Payment Processing

Jul 29, 2024 | techstrong.ai | Ajinkya Ghadge

The payment processing industry has always demanded high levels of accuracy and efficiency. With the recent advancements in AI, businesses are required to adhere to the increased need to leverage AI to boost safety and make payment processing more efficient to meet customer requirements across the globe. Security has always been at the helm of payment processing, and machine learning techniques have proven to improve efficiency and fraud detection.
Ajinkya Ghadge, Author at Techstrong.ai

Jul 29, 2024 | techstrong.ai | Ajinkya Ghadge

Ajinkya leads engineering teams in the Pay-In domain at one of top tech travel companies in Seattle. During his time, he has led the development of several fault-tolerant services backed by AWS cloud computing to process payments worth more than $100B annually across 155 countries, 45+ currencies, and different payment options globally. Prior to this, he was one of the core members to develop an AI marketing platform for KPI-driven marketing company called Amplero, Inc.
Who Owns Your Transactions?

Jul 26, 2024 | informationweek.com | Ajinkya Ghadge

In today’s digital age of contactless payments, credit card swipes, and mouse clicks, consumers have been increasingly worried about how their personal data is being used online. In one of the recent studies conducted by Pew Research Center, it was observed that 79% of Americans are worried about how their data is being used. Another banking survey conducted by Deloitte highlights that 64% of respondents are worried about their data while using online payments.
Distributed Databases: Consistency vs Availability

Jul 24, 2024 | dzone.com | Ajinkya Ghadge

Imagine millions of customers trying to book last-minute deals on a hotel or flight during one of the biggest sale events of the year, and while some customers can book, others see failures while making their bookings. This inconsistency results in frustrated customers and logistical nightmares. This typical scenario highlights a fundamental challenge in distributed systems and databases: how do you balance consistency and availability?