Alex Rolfe

2 weeks ago | paymentscardsandmobile.com | Alex Rolfe

As contactless payments become ubiquitous and digital wallets edge towards saturation, a quieter innovation is poised to become the next frontier in payment technology: virtual cards (VCs). Once considered a specialist fraud prevention tool, virtual cards are increasingly being recognised for their strategic value – offering benefits that go well beyond security.

2 weeks ago | paymentscardsandmobile.com | Alex Rolfe

The persistence of cash on delivery (CoD) as a payment method in Europe reveals a telling story about the continent’s digital divide. While CoD may appear anachronistic in an era dominated by instant payments and mobile wallets, its sustained popularity in parts of Europe reflects broader trends in consumer trust, infrastructure development, and digital maturity. Western and Northern EuropeAcross Western and Northern Europe, CoD has largely faded from the e-commerce landscape.

3 weeks ago | paymentscardsandmobile.com | Alex Rolfe

At this year’s Money20/20, FIS and modern core infrastructure specialist Episode Six jointly announced the launch of the FIS International Issuing Hub — a next-generation, cloud-native platform set to redefine how banks and fintechs deliver modern card issuing services. This strategic collaboration fuses the global reach and proven reliability of FIS with Episode Six’s agile, API-first issuer processing technology.

3 weeks ago | paymentscardsandmobile.com | Alex Rolfe

Fiserv has announced plans to acquire full control of AIB Merchant Services (AIBMS), one of Ireland’s leading payment solution providers and a top-tier e-commerce acquirer in Europe. The move will see Fiserv purchase the remaining 49.9% stake in AIBMS from Allied Irish Banks (AIB), its long-term joint venture partner since 2007. The deal underscores Fiserv’s strategic intent to deepen its presence in Ireland and the wider European market.

3 weeks ago | paymentscardsandmobile.com | Alex Rolfe

As central bank digital currencies (CBDCs) make headlines across the globe, there’s a lot of confusion about what they really are, and what they aren’t. Here are the 10 most common misconceptions encountered writes Neira Jones Advisor, NED, Keynote Speaker, Author. 1. CBDCs Are the Same as CryptocurrenciesA widespread misunderstanding is that central bank digital currencies are simply another form of cryptocurrency. In reality, CBDCs are fundamentally different.