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1 week ago | 
paymentscardsandmobile.com | Alex Rolfe
is fast emerging as a transformative force within financial services, bringing the promise of automated decision-making, hyper-personalisation and operational efficiency. But as UK bank Griffin’s pioneering Model Context Protocol (MCP) shows, the path to full-scale deployment will require a reimagining of the financial system itself.
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1 week ago | 
paymentscardsandmobile.com | Alex Rolfe
A new study from Juniper Research predicts a dramatic surge in the global value of Soft POS (point-of-sale) transactions, forecast to grow from $23.9 billion in 2025 to an impressive $540 billion by 2030. This explosive growth reflects the transformative impact of Soft POS technology in unlocking digital payment capabilities for small and micro businesses worldwide.
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1 week ago | 
paymentscardsandmobile.com | Alex Rolfe
Despite remarkable advances in banking security, payment fraud remains a significant and systemic threat to the UK’s financial infrastructure. New figures released by UK Finance reveal that criminals stole £1.17 billion in 2024 through both unauthorised and authorised push payment (APP) fraud – highlighting the enduring scale of this criminal enterprise. Behind the headline numbers lies a stark truth: fraud is no longer a peripheral issue but a mainstream financial risk.
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1 week ago | 
paymentscardsandmobile.com | Alex Rolfe
In the unfolding contest over the future of money, Europe faces a critical inflection point. While stablecoins are becoming more prominent as retail payment tools, their proliferation also raises significant questions about the architecture of modern financial systems, particularly in relation to monetary sovereignty. As the US accelerates efforts to mainstream dollar-backed stablecoins, the EU must decide whether to passively observe or actively shape the outcome.
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1 week ago | 
paymentscardsandmobile.com | Alex Rolfe
Worldpay has announced a strategic collaboration with digital payments infrastructure provider BVNK to launch near-instant stablecoin payouts for businesses in the US and Europe. The move marks a significant step towards integrating digital assets into mainstream financial services, allowing Worldpay clients to send global payouts in stablecoins without the need to directly manage or hold cryptocurrencies.
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1 week ago | 
paymentscardsandmobile.com | Alex Rolfe
The US Consumer Financial Protection Bureau (CFPB) is taking steps to dismantle one of the cornerstone policies of the Biden-era financial reform agenda: the 1033 Open Banking rule. In a move that has drawn swift backlash from fintech advocates and Open Finance proponents, the Bureau is preparing to petition a federal judge to vacate the rule — a highly unusual legal manoeuvre that sidesteps the traditional rulemaking process under the Administrative Procedure Act (APA).
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1 week ago | 
paymentscardsandmobile.com | Alex Rolfe
British fintech Curve has become the latest player to disrupt Apple’s long-held dominance over iPhone tap-to-pay functionality. In a move made possible by the European Union’s Digital Markets Act (DMA), Curve has launched NFC payments for iOS, offering iPhone users a robust alternative to Apple Pay for the first time.
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1 week ago | 
paymentscardsandmobile.com | Alex Rolfe
The concept of “banking hours” is rapidly becoming obsolete. From late nights to public holidays, payments in Europe are poised to become truly non-stop. By October 2025, the EU’s SEPA Instant Payments Regulation will make real-time euro transactions mandatory, bringing transformative benefits to commerce and consumers — but also exposing banks to sharp financial and operational risks.
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2 weeks ago | 
paymentscardsandmobile.com | Alex Rolfe
In a climate defined by inflation, geopolitical uncertainty, and accelerating regulatory demands, banks are sharpening their focus on technology modernisation — with customer experience emerging as the leading strategic driver. At the recent Temenos Community Forum 2025 in Madrid, global banking technology provider Temenos unveiled new research conducted by Hanover Research, based on insights from 424 senior business and IT leaders in financial services.
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2 weeks ago | 
paymentscardsandmobile.com | Alex Rolfe
In a decisive move to modernise banking infrastructure and meet mounting regulatory and competitive pressures, fintech innovator Quant has launched Quant Flow. Quant Flow is a white-labelled programmable money platform designed for financial institutions and corporates across Europe, the Middle East, and Asia-Pacific. It represents a significant evolution in commercial bank money.
