Anna Baluch

Cleveland, Ohio, United States

Writer at Freelance

Articles

Elderly Army Veteran Forced To Sell Her Home Over Unexplained $12K Water Bill

2 days ago | sfgate.com | Anna Baluch

How an Army vet was saddled with a $12K water bill“No one needs to go through all this and find out at the end, ‘Oh, you must have used the water. There’s nothing we can do about it,’” Engler told her local news affiliate, WTHI-TV News 10. When the outrageous water bills first arrived in January, Engler was convinced there was an issue with the meter.
High-Cost Assessments Are Out of Control: What You Can Do If Your HOA Hits You With a Bill

3 days ago | sfgate.com | Anna Baluch

Simply put, a special assessment is a fee homeowners pay when their HOA doesn’t have enough money in reserves to cover major repairs, increased insurance costs, or unexpected expenses. This is why in places like Florida or California, or even Texas, all of which have experienced increased changes in weather patterns, special assessments are cropping up more and more. But what can you do if your HOA hits you up for a major fee increase?
Gen X Retirees Turn to Side Gigs To Afford Mortgages-Just Like Gen Z

4 days ago | sfgate.com | Anna Baluch

According to a study by Experian, 33% of Gen Xers who are between the ages of 44 and 59 still have a mortgage. Since they’re coming into retirement at a difficult time and need to think out out of the box to cover their housing expenses, many of them have been inspired by younger generations, such as those from Gen Z who take on side gigs to support their financial goals.
Elderly Army Veteran Forced To Sell Her Home Over Unexplained $12K Water Bill

5 days ago | yahoo.com | Anna Baluch

After being hit with more than $12,000 in water and sewage bills, Janet Engler, an 81-year-old veteran and full-time teacher from Indiana, was confused and frustrated, to say the very least. Engler was told by the utility company that she was using 8,000 gallons of water—which is an astronomical amount, especially for someone who lives alone and works away from home all day.
Student Loan Forgiveness Programs

5 days ago | lendedu.com | Anna Baluch |Eric Kirste

If you have significant student loan debt, you may be overwhelmed and looking for resources to help you pay it off. Depending on your situation, you might qualify for student loan forgiveness to reduce your financial burden and improve your finances. Let’s take a closer look at student loan forgiveness programs and how they work so you can determine whether they’re worth pursuing.
High-Cost Assessments Are Out of Control: What You Can Do If Your HOA Hits You With a Bill

6 days ago | yahoo.com | Anna Baluch

If you live in a community with a homeowners association, or HOA, you’ll likely run into special assessments, which have become increasingly common in places like Florida. Simply put, a special assessment is a fee homeowners pay when their HOA doesn’t have enough money in reserves to cover major repairs, increased insurance costs, or unexpected expenses.
5 Fast-Growing Border Plants That Will Increase Curb Appeal

1 week ago | sfgate.com | Anna Baluch

Border plants are one easy and affordable way to boost your curb appeal and get your home off the market in no time. Let’s take a closer look at what border plants are and how you can use them to your advantage. Border plants can be planted in different parts of your yard, not just along the foundation of your home. You may plant them along fences, along driveways, or even near the trunks of large trees to add pops of color.
31% of Americans Are Hoarding Old Tech That Could Be Traded in for Much-Needed Funds for Home Repairs

1 week ago | sfgate.com | Anna Baluch

If you look around your home, there’s a good chance you’ll find an old phone or computer lying around. Instead of letting it go to waste, you could cash in your device and use the funds to tackle a home repair or upgrade on your honey-do list. According to a recent survey by CNET, 31% of U.S. adults have yet to take advantage of this strategy. They hold on to their old tech because they simply don’t know what to do with it.
31% of Americans Are Hoarding Old Tech That Could Be Traded in for Much-Needed Funds for Home Repairs

1 week ago | flipboard.com | Anna Baluch

7 hours agoI Love This Hidden iPhone Camera Trick for Stunning Long-Exposure PhotosYour iPhone can already take beautiful, dreamy long-exposure photos. Here's how to do it. If you've ever seen artistic photos of waterfalls or rivers where the water is blurred to look like flowing ribbons, then you already know the beautiful effect of a long exposure photo.
5 Fast-Growing Border Plants That Will Increase Curb Appeal

1 week ago | yahoo.com | Anna Baluch

You never get a second chance to make a first impression. It’s good advice in general, but is particularly important when you’re getting ready to sell your home. To attract homebuyers right off the bat and ensure your property looks like a million bucks, even from the street, curb appeal should be top of mind. Border plants are one easy and affordable way to boost your curb appeal and get your home off the market in no time.

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