-
Jun 27, 2024 | 
blog.wt.money | Anna Kuzmina
In the fintech world, terms like " neobanking" and " digital banking " are thrown around a lot, often causing confusion. Let's break down where these terms come from and how they're used today. N eobanks are banks without physical branches, existing primarily as mobile apps. These apps let you open accounts, issue cards, and manage all your finances online. Initially, traditional banks offered online services through internet banking, but you still had to visit a branch for major tasks.
-
Mar 29, 2024 | 
finextra.com | Steve Sabin |Anna Kuzmina |Eldad Tamir |Leetal Gruper
News in your inbox
For Finextra's free daily newsletter, breaking news and flashes and weekly job board.
Channels
Group
External | what does this mean? This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author.
The “five Cs of credit” have stood the test of time for decades as basic guidelines for how lenders assess credit.
-
Mar 29, 2024 | 
finextra.com | Anna Kuzmina |Delia Pedersoli |Parth Prafulbhai Sonara |Sergiy Fitsak
Recent years have seen supply chain challenges grow as an uneven post-pandemic recovery has been met by geopolitical tensions, fresh economic challenges, and a growing climate emergency. While these bottlenecks are likely to stay with us for the foreseeable
future, emerging technologies may provide those affected with some much-needed respite.
-
Mar 29, 2024 | 
finextra.com | Anna Kuzmina |Delia Pedersoli |Parth Prafulbhai Sonara |Sergiy Fitsak
We are on the threshold of massive financial changes, and I'm not talking about the distant future but about something happening now. In 2023, real world asset tokenization again emerged on the radars of financial institutions and investors, resulting in
a new round of popularity and adoption.
Why is the surge of interest actually happening? Businesses are tired of lengthy and complicated procedures offered by traditional institutions.
-
Mar 29, 2024 | 
finextra.com | Anna Kuzmina |Delia Pedersoli |Parth Prafulbhai Sonara |Sergiy Fitsak
A journey past a credit card sales counter is painful. The collateral on display is attractive, the offers very tempting. Take a holiday! Get a premium piece of luggage! Find discounts on everything! But like that ice-cream tantalizingly out of reach when
you were a kid in the market, it is verboten for some. "Give us a salary slip after 12 months of....salaries", the well-meaning executive smiled. "It will be a breeze." He looked at the red suitcase in the corner. "It will be yours".
-
Mar 29, 2024 | 
finextra.com | Anna Kuzmina |Delia Pedersoli |Parth Prafulbhai Sonara |Sergiy Fitsak
Prelude
In the rapidly evolving world of artificial intelligence (AI), there is a constant drive to push the boundaries of what is possible. One area where this is particularly evident is in the development of Virtual Assistants (VAs). These intelligent agents have
become ubiquitous in our daily lives, helping us navigate complex tasks and providing assistance when needed. However, their effectiveness is often limited by the specific language models they rely on.
-
Mar 28, 2024 | 
finextra.com | Anna Kuzmina |Delia Pedersoli |Parth Prafulbhai Sonara |Sergiy Fitsak
London, UK, 28 March 2024 - Yapily, one of Europe’s leading open banking infrastructure players, has been named as a supplier on Crown Commercial Service’s Open Banking Dynamic Purchasing System (DPS). This designation allows Yapily to bid
for open banking services tenders issued by various UK public sector organisations using the Dynamic Purchasing System (DPS).
-
Jan 25, 2024 | 
espanol.news | Anna Kuzmina
“A nadie le importa qué banco proporciona su Apple Card”. Este es el titular de la noticia que leí recientemente. en Forbes. Se trata del cambio de banco que emite tarjetas bancarias para Apple. Si bien la noticia podría afectar a la comunidad bancaria y fintech, no fue de interés periodístico para el público en general ni para los consumidores finales. Me hizo pensar. Por brutal que parezca, también es honesto.
-
Jan 25, 2024 | 
inkl.com | Anna Kuzmina
"No-One Cares Which Bank Provides Their Apple Card."This is the news headline I read recently on Forbes. It relates to the change of the bank that issues bank cards for Apple. While the news might impact the banking and fintech community, it was not newsworthy for the general public and the final consumers. It made me think. As brutal as it sounds, it is honest as well. What banks feared about Big Techs and FinTechs taking their role away has already happened.
-
Oct 4, 2023 | 
finextra.com | Ravi Vasantraj |Franklin Manchester |Reghunathan Sukumara Pillai |Anna Kuzmina
In my first article of a new series on the FinTech industry, I explore how, in 2023, the FinTech investment market has become more selective, with venture capitalists investing in FinTechs that adhere to strict financial and performance standards in response
to the recent economic developments. This is an indication of sharpened focus rather than a reflection of the industry’s slowing down growth. Read more below.
