Anna Sagar

London

Reporter at Mortgage Solutions

Assistant Editor at Specialist Lending Solutions

Avid gig goer, tea drinker and food fanatic. 🎧🎼🎸☕️🥘🍳🌯 All opinions my own.

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Articles

L&G pays out more than £1bn retail protection claims in 2024

3 days ago | yourmoney.com | Anna Sagar

L&G paid out £1.06bn in retail protection claims in 2024, covering life insurance, income protection and critical illness. L&G said this was over £100m more in claims than the previous year and that it paid over 20,000 claims during the year. The claims paid is equal to around £2.5m in retail protection claims per day, the firm said.
BTL purchases fall to pre-financial crisis levels but more looking to North

3 days ago | mortgagesolutions.co.uk | Anna Sagar

Buy-to-let (BTL) purchases have fallen to levels not seen since 2007, accounting for 10% of homes sold in the first four months of this year. According to the Hamptons Lettings Index, this is down from 11% in 2024 and down from a high of 16%. The report noted that BTL purchases have fallen across all regions in Great Britain over the last 10 years, barring the North East. The North East is the most popular region for BTL purchases, with 28% of purchases in this area going to landlords.
MAB hires Gadhia as regional sales director for later life

3 days ago | mortgagesolutions.co.uk | Anna Sagar

Mortgage Advice Bureau (MAB) has appointed Sanjay Gadhia as its regional sales director for later life. In his role, Gadhia will oversee the enhancement of MAB’s later life lending proposition and work closely with lenders to “ensure they are providing the most [innovative] solutions for customers’ needs”. He will also promote a range of later life lending solutions to advisers and help them maximise lead generation and nurture opportunities.
Mid-retirees lacking confidence in longevity of pension savings

3 days ago | mortgagesolutions.co.uk | Anna Sagar

Only half of people aged 65-75 years old are confident that they are on track to make their private pension savings last for life. According to research from Aviva and Age UK, more than a quarter said they feel financially secure. There is also a gender mismatch, with 19% of women feeling financially confident and 32% of men feeling secure.
Hodge lowers stress rate to support first-time buyer and retirement customers

3 days ago | mortgagesolutions.co.uk | Anna Sagar

Hodge has reduced its affordability stress test, which will help more customers achieve their mortgage aspirations. Hodge said this would help those buying their first home in later life or those managing affordability in retirement. The firm said the change would boost borrowing potential by around 20% for the average Hodge customer. As an example, joint applications with a household income of £45,000 could borrow just over £38,000, a 17% rise.
Half of UK households expected to need housing wealth to support later life living

3 days ago | mortgagesolutions.co.uk | Anna Sagar

Around 51% of UK households are forecast to need housing wealth to fund their “desired later life lending standards”. According to a report from Fairer Finance, this will unlock around £23bn in property wealth each year by 2040 and could deliver a £21bn boost to the UK economy each year. The report noted that 38% of future retirees are expecting to have an income below the recommended minimum living standard.
L&G pays out more than £1bn retail protection claims in 2024

3 days ago | mortgagesolutions.co.uk | Anna Sagar

L&G paid out £1.06bn in retail protection claims in 2024, covering life insurance, income protection and critical illness. L&G said this was over £100m more in claims than the previous year and that it paid over 20,000 claims during the year. The claims paid is equal to around £2.5m in retail protection claims per day, the firm said.
Top 10 most read mortgage broker stories this week - 09/05/2025

6 days ago | mortgagesolutions.co.uk | Anna Sagar

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Santander and TMW lower fixed rates - round-up

6 days ago | mortgagesolutions.co.uk | Anna Sagar

High street lender Santander will lower fixed rate mortgages by up to 0.18%, including adding sub-4% deals. The updated mortgage rates will be available from 13 May, with rate cuts across its homemover, first-time buyer, new-build, remortgage and buy-to-let (BTL) ranges. Santander said the “new pricing reflects the recent reduction in swap rates and marks the third reduction in rates from the lender in the past four weeks”.
Two-thirds of advisers struggle to find cover for customers with multiple or pre-existing health conditions

6 days ago | mortgagesolutions.co.uk | Anna Sagar

Around 62% of advisers say that finding cover for clients with multiple or pre-existing health conditions is a “key challenge”, research has found. According to research from The Exeter, around 37% said pre-existing medical conditions would be the biggest challenge for private health insurance. Nearly a third – 29% – of advisers said they face this challenge when discussing income protection and a quarter said they struggle when trying to place life insurance.