Annette Rowena

Malaysia

Content Specialist at FinTech News Singapore

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Articles

BNPL Regulation in Asia Pacific and What It Means for the Industry

3 weeks ago | fintechnews.sg | Annette Rowena

BNPL (Buy Now, Pay Later) burst onto the scene as a game-changer, transforming how consumers shop and pay over time. What started as a consumer-friendly alternative to traditional credit is becoming a more concrete financing solution in the digital payments ecosystem, particularly in emerging markets like BNPL regulation in Asia.
5 Things You Need to Know About the BNM 2024 Annual Report

3 weeks ago | fintechnews.my | Annette Rowena

Every year, Bank Negara Malaysia (BNM) shares its annual report, a detailed snapshot of our economy, financial policies, and how they shape life for us Malaysians. While the report is a treasure trove of insights, its 300+ pages of analysis might not fit into everyone’s busy schedule. We’ve distilled the essentials so you can stay informed without the deep dive. Here are five key takeaways from the BNM 2024 Annual Report related to your financial well-being.
Top Digital Banks in Asia, According to The Banker (2025)

3 weeks ago | fintechnews.sg | Annette Rowena

Imagine a world where you never have to step into a physical bank again. No more long queues, no paperwork, and no outdated processes. In Asia, that future is already here. With the rapid rise of digital banking, millions are now managing their finances seamlessly from their smartphones. But with so many options available, which digital banks are truly leading the charge in 2025?
Are Digital Banks in Malaysia Closing the Country's Financial Gap?

3 weeks ago | fintechnews.my | Annette Rowena

Back when Bank Negara Malaysia (BNM) granted licenses to five digital banks, the goal was clear: enhance financial inclusion and innovate the nation’s banking landscape. Fast-forward to December 2024, and three banks are already serving customers, with two more underway. Close to 60% of GXBank, AEON Bank, and Boost Bank customers come from traditionally underserved segments, including low-income households and rural communities, according to BNM.
What is Bank Negara Malaysia Doing to Tackle Rising Insurance Premiums?

4 weeks ago | fintechnews.my | Annette Rowena

For many Malaysians, private healthcare has long been a necessary yet costly safety net. But in 2024, medical inflation in Malaysia hit a new high of 15%, outpacing the global average of 10% and APAC’s 11%, Bank Negara Malaysia (BNM) reports. More than just a number, it’s a point of concern for many policyholders already struggling with rising insurance premiums, out-of-pocket costs, and the stark reality that medical coverage is slipping further out of reach.
The Full List of Fintech Unicorns in Hong Kong (2025)

1 month ago | fintechnews.hk | Annette Rowena

Hong Kong’s fintech landscape has evolved into a dynamic force in Asia, driven by regulatory innovation, technological advancements, and a maturing digital finance ecosystem. Over the past decade, the city has transformed into a thriving fintech hub, balancing its deep financial heritage with cutting-edge digital solutions. At the heart of this evolution are the top fintech unicorns in Hong Kong.
The Biggest Crypto Hacks and What They Reveal About the Future of Digital Security (2025)

1 month ago | fintechnews.sg | Annette Rowena

Cryptocurrency was built on the promise of financial autonomy, decentralisation, and security. Yet, as the industry evolved, so too have the threats that plague it. 2024 alone saw over in stolen funds, reinforcing a stark reality: crypto is a prime target for hackers. The recent Bybit hack of US$1.5 billion in February shattered previous records, proving that even so-called “secure” cold wallets are not immune to attack.
The Full List of Digital Banks in Singapore and Their Top Benefits (2025)

2 months ago | fintechnews.sg | Annette Rowena

The digital banking landscape in Singapore has undergone a rapid transformation, with four players gaining approval from the Monetary Authority of Singapore (MAS). These digital banks are revolutionising how financial services are delivered to consumers and businesses alike, leveraging technology for convenience, innovation, and accessibility. In this article, we’ll explore the offerings of these players, highlighting their key features and what makes them unique.
Can Agentic AI in Fintech Transform Financial Services Through Autonomous Intelligence?

2 months ago | fintechnews.sg | Annette Rowena

The financial services industry has consistently led the way in embracing technological advancements, with Generative AI (GenAI) emerging as a transformative force in recent years. GenAI has contributed significantly to analysing vast datasets and enhancing customer interactions through chatbots and personalised services. However, the emergence of Agentic AI marks a significant evolution in this landscape.
How to Buy Cryptocurrency in Hong Kong (2025)

2 months ago | fintechnews.hk | Annette Rowena

Hong Kong offers one of Asia’s most structured and secure environments for cryptocurrency trading. Unlike unregulated markets, the city operates under a clear licensing framework, ensuring crypto investor protection without stifling innovation. Regardless of your crypto trading capabilities, understanding how to navigate Hong Kong’s regulated exchanges first is key to safely purchasing your digital assets here.