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6 days ago | 
business-standard.com | Anupreksha Jain
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1 week ago | 
business-standard.com | Abhijit Lele |Anupreksha Jain
Interest margins are expected to improve from the third quarter onward, says Debadatta Chand, managing director and CEO, Bank of Baroda, in a conversation with Abhijit Lele and Anupreksha Jain. Edited excerpts:Net profit for Q4 grew, albeit marginally, despite a fall in the net interest income, as the other income provided the support. What is your outlook on treasury income going forward?
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2 weeks ago | 
business-standard.com | Anupreksha Jain
Net profit will improve from this quarter of 2025-26 because provisions in the microfinance segment have peaked, V Vaidaynathan, managing director and chief executive officer, IDFC First Bank, tells Anupreksha Jain in a video interview. Edited excerpts. Net profit has fallen year-on-year in another quarter. When can we see a reversal in the trend? Provisions against microfinance peaked in Q4FY25. We had said this would happen.
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3 weeks ago | 
rediff.com | Anupreksha Jain |Abhijit Lele
Global Rating agency Moody’s on Wednesday said it was reviewing IndusInd Bank’s risk management capabilities, and its leadership transition, with the private sector lender grappling with accounting lapses pertaining to its derivatives transactions. “The financial impact of the derivatives losses is quite manageable considering IndusInd Bank’s strong capital.
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3 weeks ago | 
rediff.com | Anupreksha Jain
The Reserve Bank of India’s (RBI’s) draft guidelines on gold loans, if implemented in their current form, are expected to impact non-banking financial companies (NBFCs) and mid-tier banks in the near term, more significantly than larger banks, according to analysts. Some analysts noted that gold loan financiers may consider increasing interest rates on such loans.
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1 month ago | 
rediff.com | Anupreksha Jain
Reserve Bank of India (RBI) Deputy Governor Swaminathan J criticised some non-banking financial companies (NBFCs) for lax loan appraisal practices and charging excessive interest rates, even as he acknowledged the sector’s rapid expansion over the past decade, especially in recent years.
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2 months ago | 
financialexpress.com | Anupreksha Jain
Inflows from passive funds into the government bond market will be significantly lower this year and for active flows, the trend is flattish-to-negative, feels Mahendra Kumar Jajoo, CIO-fixed income, Mirae Asset Investment Managers. He tells Anupreksha Jain that as the rupee aligns with the real effective exchange rate (REER), foreign investors will look at India positively again. Excerpts: By March-end, the yield on 10-year benchmark is likely to remain in the current range of 6.65-6.70%.
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2 months ago | 
financialexpress.com | Anupreksha Jain
The rupee on Tuesday gained 12 paise to settle at 87.2125 12, supported by likely intervention from the Reserve Bank of India and gain in its Asian peers, with the dollar index falling to its four-month-low level and crude oil prices remaining subdued. The volatile trend in domestic equity markets, foreign capital outflow and trade-related uncertainties capped the gains. On Monday, the rupee slumped 45 paise, its highest single-day decline since February 25.
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2 months ago | 
financialexpress.com | Raghavendra Kamath |Anupreksha Jain
With their credit profiles rising despite largely stagnant interest rates, top commercial property developers have been able to borrow against rent receivables at a rate lower by 75-to-100 basis points in the past year. Lease rent discounting (LRD) rates for top commercial property developers fell also because of higher liquidity in the market, generated by the RBI’s curbs on “evergreening of loans” and the strengthened real estate law driving away fly-by-night developers, according to experts.
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2 months ago | 
financialexpress.com | Anupreksha Jain
The rupee depreciated by 45 paise, its steepest single-day decline since February 25, to close at 87.33 on Monday, pressured by dollar bids spurred by the maturity of positions in non-deliverable forwards (NDF) and a fall in the Chinese yuan. Despite the weakness in the dollar, demand for the greenback from oil companies amid volatile crude prices and a selloff in equities soured the sentiment.
