Arnaud Crouzet

Nov 28, 2024 | revue-banque.fr | Arnaud Crouzet

En juillet 2024, la Commission européenne a validé l’ouverture de l’accès au NFC (Near Field Communication) d’Apple, répondant aux préoccupations antitrust. De quoi mettre fin à plus de dix ans pendant lesquels le géant américain Apple a contrôlé l’accès au composant NFC de ses iPhones, ne permettant l’utilisation de cette technologie qu’à son propre système de paiement, Apple Pay. À première vue, l’opportunité est belle pour les acteurs désireux de proposer de nouvelles solutions.

Feb 14, 2024 | finextra.com | Ravi Vasantraj |Arnaud Crouzet |Abhinav Paliwal |Max Koretskiy

The real-time payments industry is evolving and expanding. Today, real-time payments reach 65% of demand deposit accounts, and they are increasingly faster and more reliable. In the next five years, 99% of corporations generating more than will use real-time payments. The news is exciting for the industry, but as adoption of payments technology increases, theft and fraud exposure grows in step. Real-time payments require a real-time cyber security response.

Feb 14, 2024 | finextra.com | Ravi Vasantraj |Arnaud Crouzet |Abhinav Paliwal |Sophie Proctor

The current model of the global economy functions in such a way that global capital is constantly growing. This is influenced by many factors, including globalization, technological progress, the development of financial markets, as well as population growth and increasing the level of people's income. Additionally, the policies of many Central banks also contribute to increasing the capital volumes - because when the economy slows down, they pump up the market with additional liquidity.

Feb 14, 2024 | finextra.com | Arnaud Crouzet |Abhinav Paliwal |Sophie Proctor |Austin Talley

Organizations are embarking on a transformative journey integrating Artificial Intelligence (AI) to elevate service delivery. Projections indicate that global IT spending will reach USD 5.1 trillion in 2024, signifying an 8 percent increase from the last year. Although generative AI hasn't yet made a substantial impact on IT spending, Gartner predicts that the broader investment in AI will contribute to the overall growth of IT expenditures.

Nov 27, 2023 | finextra.com | Sergiy Fitsak |Fatemeh Nikayin |Arnaud Crouzet

Transitioning to a new payments system is a strategic manoeuvre that impacts the very heartbeat of your business operations. No matter the size of your business, or your stage of growth, navigating this shift requires foresight, thorough planning, and a comprehensive understanding of the intricacies and complexities involved. It can be a daunting task, however when done right the rewards almost certainly lay the foundations for long-term success and business growth.