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Nov 1, 2024 | 
usatoday.com | Ashlyn Brooks
Key pointsThe two main IRA types are traditional and Roth, and they differ in their tax treatment. Roth IRAs are funded with after-tax dollars and offer tax-free growth. Traditional IRAs are funded with pretax dollars and offer same-year tax benefits. Individual retirement accounts are a popular choice for individuals looking to secure their financial futures. But did you know there are limits to how much you can contribute to an IRA?
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Oct 28, 2024 | 
forbes.com | Ashlyn Brooks |Samantha Allen
AdvertisementTHIS IS AN ADVERTISEMENT AND NOT EDITORIAL CONTENT. Please note that we do receive compensation for any products you buy or sign up to via this advertisement, and that compensation impacts the ranking and placement of any offers listed herein. We do not present information about every offer available. The information and savings numbers depicted above are for demonstration purposes only, and your results may vary.
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Jul 23, 2024 | 
forbes.com | Ashlyn Brooks |Samantha Allen
Deciding on the best internet service provider (ISP) for your home in Alexandria can be intimidating. Notably, there are eight internet providers servicing the Alexandria population of 155,525 residents. But a few stand out from the rest.
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Jul 3, 2024 | 
forbes.com | Ashlyn Brooks |Samantha Allen
There’s no shortage of options in the U.S. when it comes to choosing an internet company. If you are from Madison and are trying to select the best internet service provider (ISP) for your home, you may feel overwhelmed by the number of national and local providers out there. AT&T, T-Mobile and Verizon Fios provide the best internet services in Madison with speeds up to 1,000 Mbps (Mbps being the unit of measurement that describes the speed of a particular internet connection).
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Jun 13, 2024 | 
kiplinger.com | Ashlyn Brooks
Apple recently announced that loans made through its buy now, pay later program will be reported to Experian, a major credit reporting company. If more lenders follow Apple’s lead, the change could help consumers who use these loans build a credit history — but it could hurt their credit scores, too. BNPL services allow consumers to spread payments on their purchases over a few weeks or months, typically without interest if payments are made on time.
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May 20, 2024 | 
forbes.com | Christin Perry |Ashlyn Brooks |Johnathan Brewer
Metal roofing cost an average of $22,917 to install on a 1,700-square-foot roof. It is important to note that more than two-thirds of the price often goes toward materials alone. You’ll pay anywhere from $2.60 to $35.80 per square foot for metal roofing materials plus another $3 to $11.80 per square foot for labor. Metal roofs are a great choice for durability and resale value.
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May 9, 2024 | 
usatoday.com | Ashlyn Brooks
Key pointsInflation-linked I bonds can make a fine gift for friends and family. The gift provides compound interest accrual over the life of the bond. The recipient will have to wait at least a year to cash in. Cash tops many people’s wish lists. While it may be easy to slip a few bills in a card, you could do one better by gifting a savings bond. Savings bonds may be considered less exciting. But they’re perfect for helping a friend or family member save for the future.
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May 9, 2024 | 
usatoday.com | Ashlyn Brooks
Key pointsYou can buy inflation-protected Series I bonds in a child’s name. You can purchase an I bond for as little as $25. The interest earned on I bonds is subject to federal taxes. Opening a birthday card with a savings bond inside was an annual tradition for many of us. It turns out the relatives who gave those bonds were on to something. While not the flashiest gifts, I bonds are a safe investment designed to keep pace with inflation.
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May 6, 2024 | 
usatoday.com | Ashlyn Brooks
Key pointsElectronic I bonds can be cashed online through TreasuryDirect.gov. Paper I bonds can be cashed online, or they may be accepted by some banks. If you hold an I bond for less than five years, you’ll lose three months’ interest. I bonds have been a popular investment option recently. Many people purchased them as inflation rose and I bond interest rates hit levels not seen in years. Whether you bought I bonds or are considering doing so, you may be wondering how to sell them.
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May 6, 2024 | 
usatoday.com | Ashlyn Brooks
Key pointsSeries I savings bonds can be a hedge against inflation. The current composite rate for I bonds is 4.28%. You can buy up to $10,000 in electronic I bonds and $5,000 in paper I bonds annually. Series I savings bonds are an attractive investment option for those seeking protection against inflation. With a yield of 4.28%, they offer a stable return adjusted to reflect changes in inflation. That means if prices rise, the yield does too.
