Babar Zaidi's profile photo

Babar Zaidi

Uttar Pradesh

Senior Editor at The Economic Times

Personal finance writer. Former Editor of ET Wealth

Articles

  • 2 weeks ago | timesofindia.indiatimes.com | Babar Zaidi

    This guide helps individuals determine the best use of surplus cash from their bonus by addressing key financial areas. It advises on health and life insurance, emergency funds, and loan repayment. Depending on individual circumstances, the guide suggests investing in debt funds, prepaying loans, or allocating funds to long-term goals like retirement or children's education. How to use your bonus: Answers to a few questions will help you...

  • 3 weeks ago | timesofindia.indiatimes.com | Babar Zaidi

    With no tax deduction for life insurance under the new tax regime, it may be time to dump policies you bought only to save tax. Experts advise that if the policy is going to mature in 3-4 years, it is better to continue paying the premium. (AI image) Most taxpayers are shifting to the new tax regime. They will not only pay less tax but also be free from the maze of deductions and exemptions.

  • 1 month ago | timesofindia.indiatimes.com | Babar Zaidi

    Despite RBI's repo rate cut, VTP Realty CEO Sachin Bhandari believes home loan rate reductions won't significantly boost housing demand. He suggests stock market volatility may drive investors towards real estate for stability. VTP Realty CEO Sachin Bhandari The RBI has reduced the repo rate further, raising hopes that the reduction will get transmitted to banks and other lenders. Will a cut in home loan rates boost demand for homes?

  • 1 month ago | timesofindia.indiatimes.com | Babar Zaidi

    Did you listen to her when she nudged you to buy a bit of the yellow metal every year on Akshaya Tritiya? Had you listened to your grandmother and bought gold on Akshaya Tritiya, your investment would have earned handsome returns. Rising geopolitical tensions and widespread economic uncertainty have pushed gold prices to almost Rs 10,000 per gram. Gold bought on this auspicious day has delivered double-digit returns in the past 25 years.

  • 1 month ago | timesofindia.indiatimes.com | Babar Zaidi

    NewsTime to get into debt funds: Which ones should you pick? The interest rate cuts by the RBI and falling inflation have boosted returns of debt mutual funds. Find out which category of debt fund should you buy nowDebt funds are on a roll, thanks to the rate cuts by the RBI and the decline in inflation over the past few months.

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Babar Zaidi
Babar Zaidi @babarzaidiET
10 May 25

No better gift on the eve of Mother’s Day than #CeasefireNow . Thousands of mothers on both sides if the border will silently thank the people who worked for stopping the hostilities.

Babar Zaidi
Babar Zaidi @babarzaidiET
29 Apr 25

Gold has proved your grandmother right Had you listened to your grandmother and bought gold on Akshaya Tritiya, your investment would have earned handsome returns. Gold bought on this auspicious day has delivered double-digit returns in the past 25 years. https://t.co/aUDOqEy0g4 https://t.co/c2lUZjAcPl

Babar Zaidi
Babar Zaidi @babarzaidiET
25 Mar 25

Are you feeling overworked? The one pushing you harder isn’t always the villain, and the one letting you slack off isn’t always your friend. Do you agree?