Ben Parish

Oct 24, 2024 | farrer.co.uk | Ben Parish

All industries are facing pressure to meet the UK Government’s target, agreed at the COP28 summit in Dubai, of achieving “net zero” by 2050, but the hospitality industry has arguably been ahead of the curve. The industry body UK Hospitality published its “Roadmap to net zero” in 2022, which set out a plan to achieve “net zero” by 2040, ten years ahead of the Government’s already ambitious target.

Mar 7, 2024 | farrer.co.uk | Elizabeth Jones |Bethan Waters |Ben Parish |Joseph Harris

Many charities rely on donated income, income from trading activity or investment returns to allow them to further their purposes. Lots of charities, however, will at some stage turn to debt financing to allow them to purchase or develop property, invest in new technology, or expand their offer to beneficiaries. This article is a guide for charity trustees on what commercial lenders will bear in mind when lending to charities.

Apr 24, 2023 | farrer.co.uk | Ben Parish |Nandini Sur |Lucy Sharp |Bethan Waters

Lending to individuals carries with it the inherent risk for a lender that the borrower may pass away during the term of the loan. Executors should be aware of what will actually happen at law to the borrower’s liabilities as they may need to act quickly to repay the debt.