Benét J. Wilson

4 weeks ago | bankrate.com | Benet Wilson |Benét J. Wilson |Sarah Gage

Commuters of all kinds can earn points on many different modes of transit. Check your credit card to see exactly what transit modes it covers. Add transit apps to your phone for easy contactless payments. Citi is an advertising partner. Are you a fan of mixing up the ways you get from point A to point B and beyond? Consider adding a transit-friendly credit card to your wallet.

4 weeks ago | bankrate.com | Benet Wilson |Benét J. Wilson |Sarah Gage

Psychological triggers can have a major impact on credit card spending. Spending on cards can feel easier than paying in cash, but the financial consequences can be steep. Help is available if you find yourself battling an overspending habit. It’s well documented that some cardholders have problems when it comes to overspending on their credit cards, leading to debt that can be difficult to repay.

1 month ago | bankrate.com | Benet Wilson |Benét J. Wilson |Sarah Gage

Recently, I had the opportunity to attend CardCon 2025 in Fort Lauderdale, which gave my Bankrate colleagues and me unfettered access to the industry players that make up the credit card industry, representing card issuers, affiliate marketers, lenders, journalists and influencers.

1 month ago | kptv.com | Benet Wilson |Benét J. Wilson

The average in their wallet, according to Experian. While it’s not uncommon to juggle multiple cards, having more cards in your wallet means a higher potential to miss payments, owe fees for cards you’re not using, charge more than you can comfortably repay or not maximize rewards. The number of credit cards you can manage effectively depends largely on how organized you are. Here’s how to stay organized while maximizing the rewards that come with holding multiple cards. 1.

1 month ago | kktv.com | Benet Wilson |Benét J. Wilson

Key takeaways The number of credit cards you can successfully manage depends on how organized you are. Use a system to keep track of your cards and use specific cards for assigned purposes, such as dining or groceries. Keep up with card payments by aligning due dates or using autopay. If you can manage multiple cards successfully — including on-time payments — you might see a boost to your credit score. The average American has 3.9 credit cards in their wallet, according to Experian.