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1 week ago | 
cnet.com | Bernadette Joy
If you're banking on Social Security to fund your retirement, you may want to think twice. A new forecast from the Social Security Administration shows that Social Security trust funds will be depleted by 2034, a year sooner than initially forecast. At this time, you'll only be able to receive 81% of your benefits, reducing the amount you'll get paid.
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2 weeks ago | 
aol.com | Bernadette Joy
Yes, I stopped contributing to my 401(k) and paused all other types of investing to pay off my student loans. And no, I don’t regret it. Going against the grain not only helped me become debt-free, but after I paid off my loans, I was able to invest enough to retire at the age of 40. The general wisdom from personal finance experts is that you should never stop investing.
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2 weeks ago | 
abc6onyourside.com | Bernadette Joy
I paused investing to pay off student loans — and still retired at 40by Bernadette JoyThu, June 12th 2025 at 10:11 AMImage by Getty Images; Illustration by Bankrate
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2 weeks ago | 
ktul.com | Bernadette Joy
I paused investing to pay off student loans — and still retired at 40
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2 weeks ago | 
katu.com | Bernadette Joy
I paused investing to pay off student loans — and still retired at 40by Bernadette JoyThu, June 12th 2025 at 7:11 AMImage by Getty Images; Illustration by Bankrate
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2 weeks ago | 
mynbc15.com | Bernadette Joy
The S&P 500 stock index is up about 2 percent this year, while the Nasdaq Composite index has risen 1 percent as of early June. A slow but steady year, you might think, if you’d been asleep since the start of 2025. It’s been anything but that, as both indexes took a huge round trip — the S&P 500 sat down more than 15 percent on the year at one point — just to get their heads back above water for the year. The cause of that downturn and subsequent rebound?
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3 weeks ago | 
bankrate.com | Bernadette Joy |Katie Lowery
Inflation has been stealing from your paycheck, and all signs indicate that’s not going to change anytime soon. Even if your salary hasn’t changed, the cost of groceries, gas and essential services have risen, leaving many Americans feeling like they’re working harder for less purchasing power. A 2025 Bankrate analysis of data from the Bureau of Labor Statistics showed that consumer prices are 23.6 percent higher than they were in February 2020.
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1 month ago | 
bankrate.com | Bernadette Joy |Katie Lowery
I’ll never forget the weight of my $72,000 graduate student loan bill. It didn’t just affect my bank account — it shaped my daily spending choices, delayed my dreams and literally kept me up at night with anxiety, wondering if I’d ever truly feel free. At my lowest point, I was sobbing with shame and regret. Then, I made a decision that changed everything: I was going to pay off my student loans in two years. What happened next surprised even me.
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1 month ago | 
wrdw.com | Bernadette Joy
Personalised advertising and content, advertising and content measurement, audience research and services developmentStore and/or access information on a deviceYou can choose how your personal data is used.
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1 month ago | 
wsfa.com | Bernadette Joy
Personalised advertising and content, advertising and content measurement, audience research and services developmentStore and/or access information on a deviceYou can choose how your personal data is used.
