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1 week ago | 
wrdw.com | Bernadette Joy
Personalised advertising and content, advertising and content measurement, audience research and services developmentStore and/or access information on a deviceYou can choose how your personal data is used.
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1 week ago | 
wsfa.com | Bernadette Joy
Personalised advertising and content, advertising and content measurement, audience research and services developmentStore and/or access information on a deviceYou can choose how your personal data is used.
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1 week ago | 
bankrate.com | Bernadette Joy |Katie Lowery
Living paycheck to paycheck isn’t just exhausting and stressful — it’s expensive. With inflation sticking around and new tariffs projected to cost American households up to $3,800 in 2025 (according to Yale’s Budget Lab), it’s more important than ever to build breathing room into your money plan to avoid late payment fees or borrowing to make it to payday. There’s one simple but powerful habit I use to break this cycle: I have built and maintained a cash-flow cushion.
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1 week ago | 
nbcmontana.com | Bernadette Joy
This one money habit will get you out of living paycheck to paycheckby Bernadette JoyTue, May 6th 2025 at 1:36 PMPhotography by Getty Images; Illustration by Bankrate
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1 week ago | 
thetechstreetnow.com | Bernadette Joy
27 minutes ago cnet I started my retirement journey 17 years ago when I was $300,000 in debt. My journey wasn't quick, but fast forward almost two decades, and now I have enough saved to retire at 40. The landscape has changed significantly since I made my first 401(k) contribution -- and the retirement savings gap is even wider. It's a problem most Americans are facing.
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1 week ago | 
cnet.com | Bernadette Joy
Saving for retirement isn't easy -- especially when you're juggling other financial priorities like growing an emergency fund or paying off debt. I started my retirement journey 17 years ago when I was $300,000 in debt. My journey wasn't quick, but fast forward almost two decades, and now I have enough saved to retire at 40. The landscape has changed significantly since I made my first 401(k) contribution -- and the retirement savings gap is even wider. It's a problem most Americans are facing.
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1 week ago | 
thetechstreetnow.com | Bernadette Joy
13 minutes ago cnet The average Social Security payout is currently less than $2,000 a month, and it's expected to drop even lower in years. For years we've been hearing Social Security is running out of money. If you're preparing for retirement like I am, you might be worried about how the fate of this program could affect your future.
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1 week ago | 
bankrate.com | Bernadette Joy |Katie Lowery
Here’s an uncomfortable truth: Every time we buy one of the Magnificent 7 stocks, shop with the largest online retailers or pay loan interest to a big-name bank, we’re putting money in the pockets of billionaires. To put their enormous wealth into perspective, if you make $50,000 a year, it would take 20,000 years to earn $1 billion, even if you didn’t spend a single penny.
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1 week ago | 
cnet.com | Bernadette Joy
For years we've been hearing Social Security is running out of money. If you're preparing for retirement like I am, you might be worried about how the fate of this program could affect your future. Millions of seniors rely on Social Security as supplemental income for retirement, but Millennials and Gen Zers are worried that they may not have that extra money decades from now.
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2 weeks ago | 
bankrate.com | Bernadette Joy |Katie Lowery
Recent tariffs on imports, combined with ongoing inflation, will likely make the cost of everyday essentials skyrocket. According to research from The Budget Lab at Yale University, tariffs may increase expenses for the typical American household by as much as $3,800 in 2025. If you feel like your paycheck doesn’t stretch as far as it used to, there is good news: While you can’t control the broader economic environment, you are in total control of your money habits.
