Brad Buzzard

Senior Money Writer at Mozo

Featured in: Favicon

mozo.com.au Favicon

medium.com Favicon

finder.com Favicon

finder.com.au

Articles

Does July's increase to the super guarantee mean a hidden pay rise or a smaller paycheck?

3 weeks ago | mozo.com.au | Brad Buzzard

Get ready: your superannuation is about to receive what might be its last scheduled percentage boost for years. From next month your employer's Super Guarantee (SG) contribution hits the landmark 12%. With no further increases currently locked in by law beyond this 0.5% jump, this final SG hike to 12% means your choice of super fund just became even more important. Is your super fund up to the task?
EOFY super top-up: smart move for your tax & your future?

1 month ago | mozo.com.au | Brad Buzzard

The June 30 tax deadline is fast approaching, and there’s a key update to superannuation you may have missed: the annual limit for concessional (tax-deductible) super contributions increased to $30,000 for this 2024/25 financial year, up from $27,500. This bigger cap means more room to make tax-effective contributions before the financial year closes, and this can have a huge impact on your finances both now and into the future. Extra cash on hand?
which fund comes out on top?

1 month ago | mozo.com.au | Brad Buzzard

Looking for a super fund that delivers strong performance and operates purely for your benefit? Aware Super and HESTA are leading profit-for-member choices that have both received consistent recognition within the industry. Each also integrates a brand-level Environmental, Social and Governance framework (ESG) that guides their investment decisions and overall operations. But digging into their fees, specific investment strategies and member services reveals important differences.
Is your car insurance keeping up with your kilometres?

1 month ago | mozo.com.au | Brad Buzzard

If you find yourself behind the wheel more than you get to spend relaxing at home, you probably have a good sense of what matters most on the road: a dependable and safe car, regular upkeep like oil changes and tyre rotations, and knowing the best routes to take. But just like you wouldn’t chuck diesel into a petrol car, you probably shouldn’t choose just any old car insurance.
Meet the long-time finance disruptor that’s made a ‘super’ splash Down Under.

1 month ago | mozo.com.au | Brad Buzzard

Think about this: the difference between a good super fund and a mediocre one could literally mean retiring years earlier, or having tens (even hundreds) of thousands extra to live on. It's not small change. So just sticking your head in the sand and hoping for the best with whatever fund you were randomly defaulted into probably isn't the smartest move. We need to actually look at who's doing things well – like maybe funds winning awards for low fees or smart investing.
a famous brand tackles your nest egg?

2 months ago | mozo.com.au | Brad Buzzard

When you’re choosing a superannuation fund, you want to go with a fund that has a track record of success, but what if that fund draws upon the strength of a brand that has thrived in industries as diverse as air travel, music and finance - and whose founder is an official knight no less? Here, we’re talking about Virgin Money Super (VMS), a hard-hitter in the Australian super market for exactly two decades now.
Building ethical super from the ground up, this fund's been living your values for decades.

2 months ago | mozo.com.au | Brad Buzzard

In a world where 'ethical' seems to be the latest marketing buzzword, it’s easy to feel sceptical about whether your super fund really walks the walk, or is simply ‘greenwashing’ you. There are also labels like the Environment, Social and Governance framework (ESG), Certified B Corporation, impact investing and more - which all convey some level of legitimacy to the term ‘ethical investing’ - but can mean different things in practice.
New job, new super strategy: how one simple check could add thousands to your retirement.

2 months ago | mozo.com.au | Brad Buzzard

You've nailed the interview, signed the contract, and are ready to kill it in your new role. As a forward thinker, you’re sure to impress your new boss. But keep your forward-thinking hat on and take this rare opportunity to impress future you - more specifically post-career you. Instead of mindlessly handing over your super form to HR, future you would want you to be in control of a super that really stacks up.As you’ll learn, taking action now could potentially save you thousands come retirement.
The super gender gap keeps women at a disadvantage. Can we close it?

2 months ago | mozo.com.au | Brad Buzzard

The gender pay gap is well known, and rightly so. But there’s another gap that gets much less attention: the gender super gap. According to the Workplace Gender Equality Agency (WGEA), women retire with a whopping 25% less super than men on average. And while the gender pay gap has a lot to do with it, it’s not the only reason womens’ superannuation balances are lower. So what else is driving this disparity? What’s causing the gender super gap?
Cash rate unchanged but housing values keep rising

2 months ago | l8r.it | Brad Buzzard

LiveMozo’s live blog – Day of April 3Stay on top of the latest in Australian banking. See interest rate changes, get news and product updates, follow market insights and read our expert analysis. 4:15pmCould more Aussies shift toward term deposits and savings accounts amid market volatility?