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Jan 23, 2025 | 
money.com | Brenden Rearick |Jordan Chussler
The Costco shopping experience is now a global phenomenon, with consumers now able to enjoy the wholesale chain's bulk-shopping discounts and $1.50 hot dogs across the U.S. and in places like Taiwan, Japan and Australia. The company continues to shake up that experience, too. Not only does it manufacture many of its own goods under the Kirkland Signature brand, but two years ago, it began selling gold bars.
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May 1, 2024 | 
money.com | Jhoni Jackson |Brenden Rearick |Jordan Chussler
*Rates and APYs are subject to change. All information provided here is accurate as of April 30, 2024. Our editors and writers independently evaluate banks and credit unions ensuring that our content is precise and guided by editorial integrity. Read the full methodology to learn more. Dozens of financial institutions reviewed. Numerous criteria used to determine the best of categories. Multiple authoritative sources consulted.
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Mar 26, 2024 | 
money.com | Taylor DeJesus |Gabriel Sánchez Vissepó |Brenden Rearick
If you’re struggling to repay your debt, it may be time to consider debt relief programs and other financial help. While debt relief can be beneficial, a long-term commitment and changes in your financial habits are often required. Not all debt relief programs are equal, and they may not be necessary for people who can manage their own debt or when other alternatives are present. Is debt consolidation a good idea?
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Mar 25, 2024 | 
money.com | Kevin Max |Brenden Rearick
PMI stands for Private Mortgage Insurance. The purpose of PMI is to protect the lender in the event you fail to make your mortgage payments. PMI can be a requirement if you are putting less than 20% of the purchase price towards a down payment on a conventional loan. You may also see PMI as a requirement if you are refinancing (again, with a conventional loan) and your home equity is less than 20%.
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Mar 5, 2024 | 
money.com | Brenden Rearick
Bitcoin is trading near its all-time high and has more room to run thanks to recent and forthcoming developments.
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Jan 4, 2024 | 
money.com | Brenden Rearick |Kristen Bahler
Jala Rucker, a 34-year-old mother of five, has lived in Pittsburgh her entire life. For as long as she can remember, the city 300,000-some people call home has been synonymous with affordability. Year after year, think tanks and real estate data analysts deem it “the most affordable city in America.” The city’s budget-friendly reputation is such a point of pride that the slogan "Pittsburgh: a most livable city" is stamped on its public garbage cans. You could have fooled Rucker.
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Dec 28, 2023 | 
money.com | Brenden Rearick |Kristen Bahler
Nearly half of the U.S. is ringing in the new year with higher pay for minimum wage workers. On Jan. 1, 22 states will bump up their minimum wage, according to a report from the Washington, D.C. think tank Economic Policy Institute (EPI). The increases come by way of ballot measure, legislation and inflation adjustment measures, and are expected to add anywhere from $216 to $1,380 to the annual earnings of almost 10 million workers.
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Dec 18, 2023 | 
cuinsight.com | Brenden Rearick |Lauren Culp |Alicia Steindorf |Randy Ralston
America’s older population has expanded immensely in recent decades, and a rising share of them are working far past the traditional retirement age of 65. In fact, a new study shows that Americans 75 and older represent the fastest-growing age group in the workforce. New data from the nonpartisan think tank Pew Research Center shows that the number of Americans 65 or older has increased nearly fourfold over the past four decades.
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Dec 18, 2023 | 
money.com | Gabriel Sánchez Vissepó |Colin Grubb |Brenden Rearick
A cash-out refinance is a way to replace your current mortgage with a new one under new terms, and get an additional lump sum of cash in the process. Essentially, it is taking out a new loan for more than your current mortgage balance. The new loan replaces your existing loan and you receive the difference between your old loan and your new loan (minus any applicable costs) in cash. With conventional or FHA loans, lenders typically let you borrow up to 80% of your home’s value.
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Dec 11, 2023 | 
cuinsight.com | Brenden Rearick |Randall Smith |Seth Brickman |Chris Corse
Some semblance of a buyer’s market in real estate could finally be on the way in 2024, bringing to a close a year of low inventory and record high prices. But don’t get too excited; it will likely be a slow change. That’s according to new housing market predictions from real estate companies Redfin and Zillow. Both are forecasting that buyers will see some improvements in terms of inventory and prices in 2024.
