Carmen Redmann-Wippel

6 days ago | taylorwessing.com | Carmen Redmann-Wippel |Michael Stadler

Decentralised Finance (DeFi) has potential to reshape the financial landscape, offering open, programmable alternatives to traditional banking. In their joint report on recent developments in cryptoassets from January 2025, the European Banking Authority (EBA) and the European Securities and Markets Authority (ESMA) estimate that the DeFi market represents about EUR 78 billion or 4% of total cryptoasset market capitalisation with an estimated 7.2 million DeFi users in the EU.

2 weeks ago | taylorwessing.com | Carmen Redmann-Wippel |Michael Stadler

Home News & Insights Insights Austrian High Court rules on whether percentage processing fees for consumer loans are grossly prejudicial Lending Focus - May 2025 – 1 von 5 Insights Quick read In the course of a class action, the Austrian Federal Chamber of Labour, as claimant, has challenged several clauses within the general terms and conditions of an Austrian bank. One of those clauses provided for a processing fee of 1.5% of the loan amount, others for percentage processing fees ranging...