Caroline Banton, Freelance Journalist Profile

Articles

What Is the Monthly Cost of a 150,000 Mortgage?

1 week ago | sofi.com | Caroline Banton

Share By Caroline Banton. January 14, 2025 · 8 minute read This content may include information about products, features, and/or services that SoFi does not provide and is intended to be educational in nature. The monthly cost of a $150K mortgage will vary depending on the type of loan, the interest rate, and the length of the loan. Mortgage loan terms are typically either 15 years or 30 years.
How Much Does a YouTuber Make a Year?

2 months ago | sofi.com | Caroline Banton

By Caroline Banton. February 18, 2025 · 8 minute read This content may include information about products, features, and/or services that SoFi does not provide and is intended to be educational in nature. YouTube is a lucrative platform for both marketers and content creators. YouTube had 2.5 billion unique monthly visitors and 30 billion visits per month in 2024 — more than Amazon, Facebook, Instagram, or Wikipedia — making it an advertiser’s nirvana.
Best Salary Negotiation Tactics and Strategies

2 months ago | sofi.com | Caroline Banton

By Caroline Banton. February 13, 2025 · 10 minute read This content may include information about products, features, and/or services that SoFi does not provide and is intended to be educational in nature. Salary negotiation is something that everyone should learn. Increasing your income early in your professional life can help set you up for a more lucrative career, stable finances, and comfortable retirement.
What Is the Best Age to Retire for Longevity and Health?

2 months ago | sofi.com | Caroline Banton

The best age to retire for longevity is different for everyone. It depends on many factors, such as your finances, your health, and what you want to do in retirement. Some workers may want to continue in their careers for as long as they can. That said, most people would like to retire when they are still healthy and active but financially secure enough to continue an energetic lifestyle. The younger the better, for many of us.
Minimalist Lifestyle Tips

2 months ago | sofi.com | Caroline Banton

By Caroline Banton. February 10, 2023 · 6 minute read This content may include information about products, features, and/or services that SoFi does not provide and is intended to be educational in nature. Many of us struggle to keep up with the demands of our daily lives, which can create stress and anxiety. That’s why some choose a minimalist lifestyle: Fewer possessions make for easier management. Minimalists strive to eliminate anything in their life that does not serve their purpose.
Tips for Eating Out at Restaurants While on a Budget

Jan 24, 2025 | sofi.com | Caroline Banton

By Caroline Banton. January 24, 2025 · 7 minute read This content may include information about products, features, and/or services that SoFi does not provide and is intended to be educational in nature. The cost of eating out, like just about everything else, goes up with inflation, but that doesn’t mean you have to skip it altogether. It can be a fun way to take a night off from cooking, try new foods, and perhaps most importantly, bond with others.
Where Is the Central Location of the Forex Market?

Jan 21, 2025 | businessandamerica.com | Caroline Banton

There is no central location for the foreign exchange market, often referred to as the forex (FX) market. Transactions in the foreign exchange market take place in many different forms, 24 hours a day, through different channels all over the globe, and wherever one currency is exchanged for another. The foreign exchange (forex) market is the largest and most liquid asset market on earth, trading 24/7 around the globe.
How to Shop and Eat Organic Food on a Budget

Jan 14, 2025 | sofi.com | Caroline Banton

By Caroline Banton. January 13, 2025 · 9 minute read This content may include information about products, features, and/or services that SoFi does not provide and is intended to be educational in nature. Organic food tends to be more expensive than non-organic food. One reason is that organic food, which is grown without synthetic herbicides, pesticides, fertilizers, or bioengineered genes (GMOs), costs more to produce.
Cheap Winter Activities for Those on a Budget

Jan 14, 2025 | sofi.com | Caroline Banton

By Caroline Banton. January 13, 2025 · 9 minute read This content may include information about products, features, and/or services that SoFi does not provide and is intended to be educational in nature. If you think cold-weather activities tend to be expensive (ski trips to the Rockies or snowboarding locally), consider all the fun free things to do in winter.
Options for a $50,000 Personal Loan

Jan 6, 2025 | sofi.com | Caroline Banton

By Caroline Banton. January 06, 2025 · 7 minute read This content may include information about products, features, and/or services that SoFi does not provide and is intended to be educational in nature. Most people could use a cash injection at some point in their lives. Perhaps they need to cover major home repairs, a big-ticket purchase, or emergency expenses. Whatever the reason, a personal loan may be a good idea, especially for borrowers with a strong credit history.