Casey Bond

Los Angeles

Writer and Editor at Freelance

Lead Editor and Content Strategist, Banking at Yahoo Finance

#PersonalFinance nerd, beer snob, angry feminist, horror movie connoisseur. Will jump out of a moving vehicle to pet a dog. She/her.

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Articles

Indexed Universal Life (IUL) Insurance Explained

1 day ago | forbes.com | Casey Bond

Key TakeawaysIndexed universal life (IUL) insurance ties cash value growth to market indexes, offering potential for higher returns than fixed-rate policies. Caps and participation rates limit gains, but floors protect against market downturns. IULs are complex and fees can significantly impact cash value accumulation. IULs involve risks, including potential premium calls, potentially unexpected costs and the use of “back-tested” hypothetical performance that may confuse buyers.
Best HELOC Lenders

2 weeks ago | money.usnews.com | Casey Bond |Melanie Pincus |Erika Giovanetti

Lender Learn More New American Funding 4.7 NMLS #6606 Max LTV for HELOCs Undisclosed See Offers Lender View Disclosure Learn More Farmers Bank of Kansas City 4.7 NMLS #613839 Max LTV for HELOCs 100% See Offers Lender View Disclosure Learn More First Horizon Bank 4.6 NMLS #472329 Max LTV for HELOCs Not disclosed See Offers Lender Learn More AmeriSave 4.5 NMLS #1168 Max LTV for HELOCs up to 90% See Offers Lender Learn More PNC Bank 4.7 NMLS #6292 Max LTV for HELOCs 90% See Offers Lender Learn...
CD rates today, April 5, 2025 (best account provides 4.50% APY)

2 weeks ago | finance.yahoo.com | Casey Bond

The Federal Reserve cut its federal funds rate three times in 2024, so now could be your last chance to lock in a competitive CD rate before rates fall further. CD rates vary widely across financial institutions, so it’s important to ensure you’re getting the best rate possible when shopping around for a CD. The following is a breakdown of CD rates today and where to find the best offers.
Best high-yield savings interest rates today, April 5, 2025 (earn up to 4.50% APY)

2 weeks ago | yahoo.com | Casey Bond

The Federal Reserve cut its target rate three times in late 2024, which means savings interest rates are falling. So it’s important to be sure you’re getting the best rate possible when shopping around for a savings account. The following is a breakdown of savings interest rates today and where to find the best offers. Overview of savings interest rates todayThe national average savings account rate stands at 0.41%, according to the FDIC.
Best savings interest rates today, April 3, 2025 (top account pays 4.50% APY)

3 weeks ago | finance.yahoo.com | Casey Bond

If you’re looking to supercharge your savings, a high-yield savings account could provide an above-average return to help your balance grow faster. However, not all banks offer high savings account rates, which is why it’s important to shop around and find the most competitive savings interest rates available. Read on to learn more about where to find the best savings interest rates today.
CD rates today, April 3, 2025 (lock in up to 4.50% APY)

3 weeks ago | finance.yahoo.com | Casey Bond

If you’re looking for a secure place to store your savings, a certificate of deposit (CD) may be a great choice. These accounts often provide higher interest rates than traditional checking and savings accounts. However, CD rates can vary widely. Learn more about where CD rates stand today and how to find the best rates available. CD rates are relatively high compared to historical averages.
Best savings interest rates today, April 2, 2025 (Earn up to 4.50% APY)

3 weeks ago | finance.yahoo.com | Casey Bond

The Federal Reserve cut the federal funds rate three times in late 2024, which means deposit rates are now falling. It's more important than ever to ensure you're earning the highest rate possible on your savings, and a high-yield savings account could be the solution. These accounts pay more interest than the typical savings account — as much as 4% APY and higher. Not sure where to find the best savings interest rates today? Read on to find out which banks have the best offers.
April 1, 2025 (earn up to 4.47% APY)

3 weeks ago | finance.yahoo.com | Casey Bond

Money market accounts (MMAs) can be a great place to store your cash if you're looking for a relatively high interest rate along with liquidity and flexibility. Unlike traditional savings accounts, MMAs typically offer better returns, and they may also provide check-writing privileges and debit card access. This makes these accounts ideal for holding long-term savings that you want to grow over time, but can still access when needed for certain purchases or bills.
Money market account rates today, March 30, 2025 (best account provides 4.47% APY)

3 weeks ago | finance.yahoo.com | Casey Bond

The Federal Reserve cut its target rate three times in 2024. So deposit rates — including money market account (MMA) rates — have started falling. It’s more important than ever to compare MMA rates and ensure you earn as much as possible on your balance. Even so, some of the top accounts are currently offering rates of 4% APY and up. Since these rates may not be around much longer, consider opening a money market account now to take advantage of today’s high rates.
CD rates today, March 30, 2025 (up to 4.50% APY)

3 weeks ago | finance.yahoo.com | Casey Bond

CD rates vary widely across financial institutions, so it’s important to ensure you’re getting the best rate possible when shopping around for a CD. The following is a breakdown of CD rates today and where to find the best offers. Historically, longer-term CDs offered higher interest rates than shorter-term CDs. Generally, this is because banks would pay better rates to encourage savers to keep their money on deposit longer. However, in today’s economic climate, the opposite is true.