Casey Fleming

3 weeks ago | bankrate.com | Beth Braverman |Michele Petry |Casey Fleming

Everything old is new again — and that adage certainly applies to townhouses. This venerable form of housing originated in densely populated cities but can now also be found in suburbs and exurbs all over the U.S.And while their popularity has ebbed and flowed over the decades, there are signs that townhouses are on the upswing.

Jun 13, 2024 | bankrate.com | Andrew Dehan |Troy Segal |Casey Fleming

Mortgage prequalification is a quick estimate of how big a mortgage you might get. Prequalification does not require paperwork or a hard credit check, so it won't negatively impact your credit score. Prequalification can help establish a general home buying budget, but it's not a commitment for financing, like preapproval. Prequalification is different from preapproval, which involves submitting documentation and a hard credit check, and holds more weight when making an offer on a home.

Nov 16, 2023 | loanguide.com | Casey Fleming

Mortgage rates hit new highs in the third week of October, but have been settling down since then. What happened, and what does it mean for the future? As I’ve said before, the three most important factors in mortgage rates are inflation, inflation and inflation. More accurately, it is the perception of where inflation is headed in the next ten years or so.

Jul 31, 2023 | bankrate.com | Dori Zinn |MSN Money |Michele Petry |Casey Fleming

You’ve found your dream home, settled on a price with the seller and secured a tentative commitment from the lender on a mortgage. Yet, as you approach the closing, you’re concerned about mounting expenses and those pesky closing costs. The amount a borrower pays in closing costs varies depending on a number of factors, most importantly the home’s price and which state you’re located in. These fees, charged by the lender and other vendors, can add up quickly.