Chen Zhao

New York

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Articles

Mortgage Rates Will Fall Today Despite Stronger-Than-Expected Jobs Report

2 weeks ago | redfin.com | Chen Zhao

The U.S. added more jobs than expected in March. But markets are focused on tariffs, which will have a much bigger impact on mortgage rates: Rates are falling today, but the future is uncertain.
New Tariffs Likely to Result in Volatile Mortgage Rates, Higher Construction Costs

3 weeks ago | redfin.com | Chen Zhao

President Trump’s newly announced tariffs will bring higher prices, slower economic growth, higher unemployment and higher construction costs. Mortgage rates may be volatile.
U.S. Housing Market Gained $2.5 Trillion in Value in 2024

2 months ago | redfin.com | Mark Worley |Chen Zhao

The combined value of U.S. homes climbed to $49.7 trillion in 2024. The total value of homes owned by millennials grew to nearly $10 trillion, representing more than 20% of the U.S. market. Two upstate New York metros—Albany and Rochester—had the fastest growth in aggregate home value, while Florida metros grew more slowly. San Diego and Seattle look set to join eight other metros with homes worth $1 trillion in 2025.
It's a Buyer's Market. For Many Homebuyers, It Doesn't Feel Like It

2 months ago | redfin.com | Mark Worley |Chen Zhao

There were 3.7 months of for-sale supply on the market in January, the most in six years. An increase in supply and drop in homebuying demand has tilted the national market in favor of buyers, with listings starting to pile up in many areas across the country. Florida metros top the list of buyer’s markets, led by Cape Coral and Miami. Two upstate New York metros—Rochester and Buffalo—top the list of markets which still favor sellers.
Mortgage Rates Will Fall Slightly After Today’s CPI Report Shows Softer-Than-Expected Core Inflation

Jan 15, 2025 | redfin.com | Chen Zhao

The December CPI report should reverse the jump in mortgage rates we saw last week after a strong jobs report, but political uncertainty and economic volatility will keep rates around 7% for the foreseeable future. The latest Consumer Price Index reading shows softer-than-expected core inflation for December. Takeaway: This will reverse the jump in mortgage rates resulting from last Friday’s jobs report.
Mortgage Rates to Rise After Strong Jobs Report Defies Recession Fears

Jan 10, 2025 | redfin.com | Chen Zhao

A surprisingly strong December jobs report defies recession fears and will keep the Fed in a holding pattern for the foreseeable future. Mortgage rates will increase today. 256,000 jobs were created in December, many more than the 150,000 expected by forecasters. The unemployment rate unexpectedly ticked down to 4.1% from 4.2%. Notably, the change in the unemployment rate was the result of more people looking for work, and even more people finding jobs.
Analysis of Influence of Abnormal Fiber-Optical Current Transformer on Double Closed-Loop Control of Converter Valve in Flexible DC Converter Station

Dec 31, 2024 | mdpi.com | Chen Zhao

Altmetric announcement Help format_quote Cite thumb_up ... Endorse Need Help? Find support for a specific problem in the support section of our website. Please let us know what you think of our products and services. Visit our dedicated information section to learn more about MDPI.
AGFI-GAN: An Attention-Guided and Feature-Integrated Watermarking Model Based on Generative Adversarial Network Framework for Secure and Auditable Medical Imaging Application

Dec 28, 2024 | mdpi.com | Chen Zhao

1. IntroductionAdvancement in computer networking and multimedia technology have facilitated the rapid development of telemedicine, radiomics, and smart healthcare, marking a comprehensive transition of medical information exchange into the digital stage [1]. Thanks to rapid development of modern technology, medical imaging plays an increasingly important role in clinical diagnosis.
An Investigation into the Applicability of the SHUD Model for Streamflow Simulation Based on CMFD Meteorological Data in the Yellow River Source Region

Dec 12, 2024 | mdpi.com | Chen Zhao

3. Results and Discussion 3.1. Streamflow Simulation Results 3.1.1. Daily/Monthly Scale Streamflow Simulation PerformanceFigure 3 and Figure 4 display the performance of the daily/monthly scale streamflow simulated at the Tangnaihai hydrological station during the calibration and validation periods, utilizing the optimal parameter set obtained from automated parameter optimization.
Redfin’s 2025 Predictions: Pent-Up Demand Will Lead to More Home Sales, But Many Would-Be Buyers Will Opt to Rent

Dec 4, 2024 | redfin.com | Daryl Fairweather |Chen Zhao

Redfin’s economists expect there will be more home sales in 2025, largely due to pent-up demand. But some would-be homebuyers will still be priced out, with home prices climbing and mortgage rates remaining near 7%. Rental prices, on the other hand, should stay flat while wages increase, improving affordability for renters.

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