Articles

  • 6 days ago | americanbanker.com | Cheryl Winokur Munk

    EMV chip cards have grown exponentially and legacy magnetic stripe cards will soon be nearly gone. That creates a need for banks to prepare for a world without magstripe cards. Secure chips are used in more than 12 billion credit and debit cards today, accounting for 93% of in-store transactions globally, according to EMVCo, which facilitates the interoperability and acceptance of secure payment transactions.

  • 1 week ago | today.westlaw.com | Cheryl Winokur Munk

    EMV chip cards have grown exponentially and legacy magnetic stripe cards will soon be nearly gone. That creates a need for banks to prepare for a world without magstripe cards. Secure chips are used in more than 12 billion credit and debit cards today,...

  • 1 week ago | cnbc.com | Cheryl Winokur Munk

    If the vision of Larry Fink — CEO of BlackRock, the world's biggest money manager — becomes reality, all assets from stocks to bonds to real estate and more would be tradable online, on a blockchain. "Every asset — can be tokenized," Fink wrote in his recent annual letter to investors.

  • 2 weeks ago | americanbanker.com | Cheryl Winokur Munk

    More states are issuing digital driver's licenses or considering doing so, which is upping the ante for banks to think about how to accept mobile IDs for verification.

  • 2 weeks ago | today.westlaw.com | Cheryl Winokur Munk

    More states are issuing digital driver's licenses or considering doing so, which is upping the ante for banks to think about how to accept mobile IDs for verification. About a quarter of states, including Utah, Maryland, Virginia and New York are...

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Cheryl Winokur Munk
Cheryl Winokur Munk @CherylMunk
17 Mar 25

RT @AmerBanker: .@GetAugie joins the card market for consumers with scan credit backgrounds. Should banks take notice? @cherylmunk tells th…

Cheryl Winokur Munk
Cheryl Winokur Munk @CherylMunk
23 Dec 24

Despite the proliferation of cyber attacks, many companies resist a tenet of good cyber hygiene: employing multifactor authentication. My latest for WSJ Cybersecurity Pro highlights what businesses need to know about MFA. https://t.co/nDSEzMrhzh

Cheryl Winokur Munk
Cheryl Winokur Munk @CherylMunk
20 Dec 24

The idea of a numberless credit card is intriguing, but is it practical for banks to offer? My latest for American Banker takes an exploratory look. https://t.co/gle3R5tLER