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Jan 15, 2025 | 
leadersedge.com | Scott Sinder |Kate Jensen |Chris Schneidmiller
But, of course, a lot of our industry’s fate lies with the states. Unlike their federal counterparts, state policymakers can move fast and often without cross-party compromises. This makes the state policy arena more interesting, sometimes more productive, but always riskier. What might the states throw at us in 2025? First, let’s level set on the political landscape. And “level” might be just the word for it.
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Jan 15, 2025 | 
leadersedge.com | Scott Naugle |Evan Friss |Chris Schneidmiller
One of the earliest known references to bookselling is found circa 600 B.C. in the Hebrew Bible’s Book of Jeremiah. Centuries later, booksellers were engaged to populate the shelves of the Library of Alexandria in 300 B.C. Many centuries after that, bookselling in Europe flourished following the invention of the Gutenberg press in 1450.
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Jan 14, 2025 | 
leadersedge.com | Chris Schneidmiller
fast focus Insurers and reinsurers are wrestling with sharp increases over time in losses following natural disasters. In one instance, loss estimates rose from $2.2 billion to nearly $6 billion after hailstorms in Northern Italy. Multiple factors are driving the phenomenon, industry sources say, including climate change, outdated information that leads to underestimation of loss exposure, and inflation.
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Jan 14, 2025 | 
leadersedge.com | Jonathan Hermann |Chris Schneidmiller
Not only is it positioned at the top of the continent, geographically estranged from the more familiar epicenters of Europe, but it’s also a geological newborn. The youngest sea in the world, it was created during the conclusion of the last ice age roughly 10,000 years ago, a blink of an eye compared to the 5.3-million-year-old Mediterranean. Yet during its relatively short history, the Baltic Sea has become a force in its own right and a worthy destination.
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Jan 14, 2025 | 
leadersedge.com | Blaire Bartlett |Chris Schneidmiller
To quote Mark Hanna, presidential campaign manager for William McKinley and U.S. senator from Ohio from 1897 to 1904, “There are two things that are important in politics. The first is money and I can’t remember what the second one is.”According to the Federal Election Commission (FEC) there are over 4,000 political action committees (PACs) at any given time.
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Dec 2, 2024 | 
leadersedge.com | Tammy Worth |Chris Schneidmiller
Brokerage Ops Vital Signs the December 2024 issue Q With the increasing use of technology—from predictive analytics to personalized client apps—is it still important for brokers to serve clients in a personal way, too? A I came to MJ Companies two and a half years ago to launch and build our presence in Colorado. Prior to that, I worked for almost 18 years at another company that is one of the largest brokerage sponsors in the world.
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Dec 2, 2024 | 
leadersedge.com | Chris Schneidmiller
The grant funds from the California Department of Water Resources (DWR) would enable Isleton’s Delta Geologic Hazard Abatement District (Delta GHAD) to pay for parametric insurance coverage that would be triggered in the event of flooding that reaches preselected depths. Funding to pay insurance premiums would be divided evenly between the current and next budget years, which begin on July 1.
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Dec 2, 2024 | 
leadersedge.com | Phil Trem |Chris Schneidmiller
By Phil Trem Posted on December 2, 2024 Potential sellers can no longer rely on just one or two elements to attract potential buyers. They must show the quality of their growth to these businesses, measured through a litany of qualitative factors and quantitative metrics. It is no longer good enough to grow by simply adding revenue through M&A.
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Dec 2, 2024 | 
leadersedge.com | Jonathan Hermann |Chris Schneidmiller
Lifestyle Wanderlust the December 2024 issue travel details WHEN TO GO Mid-December to April is the dry season; May to November is the rainy season. Travel is cheaper during the latter, but some activities could be canceled due to the weather.
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Dec 2, 2024 | 
leadersedge.com | Cincinnati Insurance |Chris Schneidmiller
“Brokers have been having this conversation for decades already but addressing business income interruption based on physical loss of the insured’s facility,” says Joshua Parrish, president, RT Specialty—La Jolla. “This is just a different peril than fire, but the conversation should be largely the same.” A cyber strike or an unintentional system failure at one company can have drastic consequences for the businesses it serves. This has been illustrated repeatedly in the last few years.
