Christy Bieber

Personal Finance Writer at The Motley Fool (U.S.)

Author at 24/7 Wall Street

Writer at Freelance

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Articles

Ohio couple swindled out of thousands in fake check, gift card scam after being promised an $8,000 loan

2 days ago | yahoo.com | Christy Bieber

When Tony Brown got a call in late November from someone named "Emily" who said they worked for a company called Moneypark Finance, he thought his prayers had been answered. According to News 5 Cleveland, Tony and his wife, Christina, had been seeking a personal loan to furnish their new home and buy Christmas gifts for their kids. Emily just happened to offer them the chance to borrow $8,000. But the Elyria, Ohio, couple ended up walking straight into a nightmare that continues to haunt them.
'I feel like an idiot': This Ohio couple was swindled out of thousands in a fake check and gift card scam after being promised an $8,000 personal loan — here's their warning for others

2 days ago | moneywise.com | Christy Bieber

How a scam cost the Browns thousands The Browns say Emily told them they could borrow funds, but there was a catch. Because the couple had poor credit, she said they'd have to print the loan checks themselves, which were sent by email. The couple was instructed to buy blank check paper and print them out. Next, the Browns say they were told to deposit the checks into their account at different Fifth Third Bank locations. Afterward, they were to buy gift cards and forward the codes on those card.
Why young people are leaving Florida — and what to know before making a big move

3 days ago | finance.yahoo.com | Christy Bieber

When Cody Bunch was in high school, he created a scrapbook of his dreams and his goals. Moving to Miami Beach was on that list. "There's Miami, there's Miami Beach," Bunch told CBS News, pointing to pictures in his scrapbook. "I live right behind that now." Bunch achieved his dream of living in South Florida in 2021. But just a few short years later, he's packing up and heading to Atlanta instead.
This man is now leaving Miami thanks to skyrocketing prices and shifting lifestyles in Florida — why the Sunshine State is suddenly seeing ‘the largest drop’ in incomers in a decade

3 days ago | moneywise.com | Christy Bieber

High prices and limited career opportunities Although Florida’s population growth surged in recent years, new data shows a shift. In 2023, about 511,00 people left the Sunshine State, while just 637,000 moved in — nearly half the number that arrived the year before.
Americans’ Retirement Readiness Gets a Bad Grade in One Area

4 days ago | theepochtimes.com | Christy Bieber

By Christy Bieber Kiplinger’s Personal FinanceMillions of Americans risk not being ready for retirement. Like Kryptonite to Superman or Achilles’ heel, one issue is weakening retirees’ retirement preparations. That troubling news comes from a retirement readiness study conducted by IRALOGIX, a technology company specializing in IRAs.The IRALOGIX Retirement Readiness Index (IRRI) surveyed pre-retirees and asked them 20 questions to assess their readiness for retirement.
Between a big house and bigger family expectations, should I say yes to my in-laws’ hefty inheritance down payment?

5 days ago | 247wallst.com | Christy Bieber

Skip to content Personal Finance A Reddit user is being offered $1 million from his in-laws to go towards his home purchase.
Warren Buffett's company Berkshire Hathaway is sitting on a record amount of cash — should you follow his lead? Here's why everyday investors should think twice

1 week ago | moneywise.com | Christy Bieber

Why over-investing in cash can be a bad idea Although Buffett kept billions safe from potential loss this year, the Oracle of Omaha made clear that he doesn't believe cash is king. "Berkshire will never prefer ownership of cash-equivalent assets over the ownership of good businesses, whether controlled or only partially owned,” he wrote in his 2024 letter to shareholders. The problem with cash is that your potential return on investment is very limited.
My wife applied for spousal benefits from Social Security but got her own smaller benefit instead

1 week ago | 247wallst.com | Christy Bieber

Personal Finance A Reddit user is concerned about his wife’s Social Security benefit. He believes she should be receiving a higher spousal benefit, but is getting her own lower payment instead. There are strict rules regarding when you can claim spousal benefits, and it’s important to understand how the claim process works.
Is a 25% match in a 401(k) too good to be true?

1 week ago | 247wallst.com | Christy Bieber

A Reddit user is wondering if his wife’s 25% 401(k) match is too good to be true. 401(k) plans are well-regulated, so if an employer promises a match, it must provide it. Maxing out a 401(k) to earn a 25% match could help set the couple up for a more secure future. Are you ahead, or behind on retirement? SmartAsset’s free tool can match you with a financial advisor in minutes to help you answer that today. Each advisor has been carefully vetted, and must act in your best interests.
1 in 20 side hustles now make over $10,000 per month

1 week ago | 247wallst.com | Christy Bieber

Personal Finance A side hustle can help you earn a lot of extra cash — but you have to choose the right gig. About 5% of side hustlers earn $10K or more, but chances are good they have specialized skills. If you start your own side hustle, be sure you understand the tax implications.

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