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2 days ago | 
financebuzz.com | Christy Rakoczy
When I was home from college one summer, my neighbor across the street backed into my car that was parked on the road. She did about a thousand dollars worth of damage and didn't want to go through insurance, so she wrote me a check. As a broke college student with an old beater, I needed the money more than my car needed the dents out, so I kept it.
But what would have happened if that check had come from an insurance company instead of my neighbor with the poor driving record?
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1 week ago | 
financebuzz.com | Christy Rakoczy |Steve Miller
Getting married changed my life in many great ways. Getting a lower price on my car insurance was just one of them.
After my husband and I got married, we combined our auto insurance coverage. Surprisingly, my premiums went down by about 6%, and my husband saved around 8% compared to what he was paying before.
That may sound strange. After all, why should car insurance be cheaper when married than when you're single?
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3 weeks ago | 
financebuzz.com | Christy Rakoczy |Steve Miller
When my friend leased a car recently, she was surprised when the leasing company told her about all of the different kinds of auto insurance she had to buy. Since she knows I write about insurance all the time, she asked me why there were so many lease insurance requirements to meet.
There's actually a simple reason. You have to buy more auto insurance when you lease a car because you don't own the car — the leasing company does.
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1 month ago | 
financebuzz.com | Christy Rakoczy |MSN Money |Jeff White
Finding ways to save on taxes is one of the best ways to get ahead financially. One of the best ways to cut your tax bill is to take lessons from millionaires, many of whom have spent a fortune working with tax professionals to identify every deduction and credit they can use to reduce what they owe the IRS. Here are eight of those federal tax savings opportunities millionaires take advantage of that might work for you as well.
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1 month ago | 
financebuzz.com | Christy Rakoczy |Melinda Sineriz
Getting car insurance for the first time can seem complicated. There are a lot of options when it comes to companies and coverage, and new drivers, especially new teen drivers, can be expensive to add to a policy.
It doesn't have to be complicated, though. To get car insurance for the first time, you'll need to decide what coverage you want, find an insurance company, get quotes, and apply for coverage.
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1 month ago | 
financebuzz.com | Christy Rakoczy |Steve Miller
When I was in an auto accident years ago, the case got complicated. There was a dispute over blame, and the insurer wasn't sure whether to total the car or not. The result was that it took weeks to get my check from the insurer.
The problem was, I only had one car at the time, and I neededthat car to get to and from school and work. Fortunately, I had opted for optional coverage called "rental car reimbursement," and that paid for the cost of a rental car until I was able to get my car returned.
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2 months ago | 
financebuzz.com | Christy Rakoczy |Steve Miller
Auto insurance is required in every state across the U.S., and there are serious consequences for driving uninsured. The big question, though, is how long do you have to get insurance after buying a new car?
Answering that question can be more complicated than you'd think since the answer depends on who you're buying the car from.
Most dealers require insurance before you take the car off the lot.
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2 months ago | 
seattlemedium.com | Christy Rakoczy
bluebay // ShutterstockWritten by Christy RakoczyMany businesses in the United States offer health insurance as a company benefit. According to the , 53% of firms with three or more employees provide coverage for at least some workers, and 98% of firms with 200 or more employees offer health benefits. If your company isn’t currently offering health insurance as one of your small business employee benefits, consider starting in 2025.
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2 months ago | 
wahoo-ashland-waverly.com | Christy Rakoczy
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2 months ago | 
lexch.com | Christy Rakoczy
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