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4 weeks ago | 
flipboard.com | Cicely Jones
In my experience, many families I meet don’t fit the traditional nuclear family dynamic. According to Pew Research, approximately 42% of all adults have a stepparent, step or half sibling, or a stepchild. However, much of the financial literature out there is not tailored to these blended families. …
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4 weeks ago | 
forbes.com | Cicely Jones
In my experience, many families I meet don’t fit the traditional nuclear family dynamic. According to , approximately 42% of all adults have a stepparent, step or half sibling, or a stepchild. However, much of the financial literature out there is not tailored to these blended families. Blended families include an adult person or couple and all the children from current and all prior relationships.
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1 month ago | 
forbes.com | Cicely Jones
One of the most common questions I get is, “Is now a good time for me to sell?”While the question is simple, the answer depends on several factors, including your liquidity needs, your risk tolerance, and your current portfolio’s allocation. The answer does not, however, depend on the current market price of the investment. This is when you should be selling your investment. When People Think They Should SellWhen I am asked the question of when to sell, I often ask them what they think.
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1 month ago | 
forbes.com | Cicely Jones
I was recently speaking with an investor who is retiring in the United States but worked for many years in England. She has as an array of both investment accounts and retirement accounts abroad. The investor wanted to know what she should be doing if she plans to continue to live in the United States but plans to travel throughout Europe during her retirement years. She’s not alone in this.
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2 months ago | 
forbes.com | Cicely Jones
If you are thinking of working with a qualified financial advisor or planner, there are a few different ways the relationship can look. With those different methods come different availability of investment vehicles, care standards, and outputs. Here are some of the ways you can engage with a qualified financial advisor and how to figure out which method is going to make most sense for you. Note On LicensingPlease note that when I mention financial advisors, that is a broad term.
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2 months ago | 
finance.einnews.com | Cicely Jones
Three financial professionals representing different types of advisory relationshipsgettyIf you are thinking of working with a qualified financial advisor or planner, there are a few different ways the relationship can look. With those different methods come different availability of investment vehicles, care standards, and outputs. Here are some of the ways you can engage with a qualified financial advisor and how to figure out which method is going to make most sense for you.
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2 months ago | 
cfp.net | Cicely Jones
Forbes
When considering a financial advisor, it's important to understand that there are different ways the relationship can be structured. A "financial advisor" is also a broad term, and a qualified advisor, such as one with CFP® certification, demonstrates higher levels of competence, experience and responsibility.
ForbesCicely JonesApril 27, 2025
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2 months ago | 
forbes.com | Cicely Jones
As we wrap up tax season, I’m reminded of a mistake I’ve seen multiple people fall victim to: incorrect reporting of cost basis. Cost basis is the adjusted value of the security when you originally acquired it. Basically, it’s the money you’ve likely already paid taxes on. Occasionally, when assets transfer from one institution to another, something might get lost in translation. When this happens, financial institutions often default to a cost basis of $0.
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2 months ago | 
forbes.com | Cicely Jones
Last week, I spoke with an investor who said, “I heard you’re supposed to have international investments in your portfolio, but the United States investments are just so much stronger performers, so I got rid of all my international stocks.”Many people all over the world have what’s referred to as home bias, where a disproportionately high amount of their stock portfolio is in their home country.
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Mar 28, 2025 | 
forbes.com | Cicely Jones
Due to the high government deficit, the topic of privatizing certain government functions, like education and healthcare, have been increasingly discussed. Privatization essentially means moving from government ownership to private ownership. The idea behind pushing this is to lessen the financial burden on the government while promoting efficiency and economic growth. Here are the potential impacts of privatization and what a move toward privatization could mean to individual investors.
