Clayton Jarvis

Toronto

Content Lead and Spokesperson at NerdWallet

Your opinions are meaningless outside your own head. Mine too.

Articles

A BoC Rate Cut Wouldn’t Cure Canada’s Housing Paralysis

3 weeks ago | victoriaadvocate.com | Clayton Jarvis

The Bank of Canada’s decision to hold its overnight rate at 2.75% today wasn’t made with the housing market in mind. That’s fine. The Bank has far larger fish to fry — and a shark circling its economy. April’s inflation report was a gut-punch — a 2.9% annual increase in CPI, not including energy — that laid the groundwork for today’s rate hold. The BoC might eventually cut rates to offset the ongoing effects of Donald Trump’s chaotic trade war and tamp down a near-7% unemployment rate.
4 Influencers Who Want You to Spend Less: Paige Pritchard

3 weeks ago | news-journal.com | Clayton Jarvis

This is the last installment of a four-part series in which NerdWallet Canada profiles social media influencers who use their clout to help people spend less. Paige Pritchard’s social media handle (@overcoming_overpending on IG and Tiktok) tells you all you need to know about her personal finance journey. Fresh out of college and earning real money for the first time, the Dallas-based influencer and life coach made short work of her paycheques.
4 Influencers Who Want You to Spend Less: Paige Pritchard

3 weeks ago | victoriaadvocate.com | Clayton Jarvis

This is the last installment of a four-part series in which NerdWallet Canada profiles social media influencers who use their clout to help people spend less. Paige Pritchard’s social media handle (@overcoming_overpending on IG and Tiktok) tells you all you need to know about her personal finance journey. Fresh out of college and earning real money for the first time, the Dallas-based influencer and life coach made short work of her paycheques.
4 Influencers Who Want You to Spend Less: Brennan Coker

1 month ago | news-journal.com | Clayton Jarvis

This is the third installment of a four-part series in which NerdWallet Canada profiles social media influencers who use their clout to help people spend less. Unlike some of the other influencers profiled in this series, Florida-based Brennan Coker (IG: @brennankai; Tiktok: @brennan.kai) avoided spending herself into a financial black hole while in her 20s.
Variable Or Fixed For Mortgage Renewal? Not An Easy Call - NerdWallet Canada

1 month ago | nerdwallet.com | Clayton Jarvis

Deciding between a variable or fixed mortgage rate at renewal requires balancing your present finances with your future needs.
4 Influencers Who Want You to Spend Less: Christina Mychaskiw

1 month ago | news-journal.com | Clayton Jarvis

This is the second installment of a four-part series in which NerdWallet Canada profiles social media influencers who use their clout to help people spend less. Toronto-based influencer and pharmacist Christina Mychaskiw (@christina_mychas on both IG and Tiktok) has a personal finance story that might sound familiar: she was carrying a pile of student debt — more than $120,000 — but because shopping quelled the anxiety of adulting, it became a dopamine hit she couldn’t live without.
4 Influencers Who Want You to Spend Less: Sabrina Pare

1 month ago | victoriaadvocate.com | Clayton Jarvis

This is the first installment of a four-part series in which NerdWallet Canada profiles social media influencers who use their clout to help people spend less. Social media can be a minefield for people with a penchant for overspending. The temptation to experience what others have is hard to resist, especially when so much activity on TikTok and Instagram — ads, sponsored content, easy in-app purchases — is designed to pry open your wallet. A dress looks flattering — buy it here.
Reasons for Housing Optimism Despite Bank of Canada’s Rate Hold

2 months ago | victoriaadvocate.com | Clayton Jarvis

The Bank of Canada announced today that it would be leaving its overnight rate unchanged at 2.75%, citing economic uncertainty and inflationary risk. Home buyers might feel disappointed by the bank’s rate-hold decision, but it shouldn’t overshadow the many factors working in their favour: approachable Interest rates, rising housing inventory, lower inflation and the muted impact of Donald Trump’s tariffs.
Bank of Canada Rate Cut vs. Tariffs: Which Will Dictate the Spring Market?

Mar 12, 2025 | victoriaadvocate.com | Clayton Jarvis

Under normal circumstances — anyone remember what those feel like? — falling mortgage rates would be fuel for the spring housing market. But it’s hard to start a fire when the Canadian economy is soaked through with tariff-related fear and uncertainty. The Bank of Canada is doing what it can to warm home buyers up. By lowering the overnight rate for the seventh consecutive time today, the Bank has helped slash 2.25% from variable mortgage rates since June 2024.
Tariffs in Canada: Making Sense Of The U.S.-Canada Trade Dispute - NerdWallet Canada

Feb 7, 2025 | nerdwallet.com | Clayton Jarvis

Find out what’s happening with U.S. and Canadian tariffs and how they could impact both your finances and the economy.