Courtney Johnston

4 weeks ago | cnet.com | Courtney Johnston

The Department of Education has reopened applications for income-driven repayment plans, offering a little relief to student loan borrowers who've been in limbo for the past month. IDR plans are student loan repayment programs that cap monthly payments based on a percentage of the borrower's income. It's been an alternative option for borrowers enrolled in the Saving on a Valuable Education plan, which has been on hold for months facing legal challenges.

1 month ago | cnet.com | Courtney Johnston

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1 month ago | cnet.com | Courtney Johnston

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1 month ago | cnet.com | Courtney Johnston

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1 month ago | cnet.com | Courtney Johnston

If you're holding out hope for more affordable student loan payments or even forgiveness, the future may look bleak. Following the Feb. 18 appeals court ruling against SAVE, experts have encouraged SAVE borrowers to explore other income-driven repayment (IDR) plans. However, the Department of Education recently closed applications for all IDR plans. How long will borrowers have to wait to sign up for an IDR or switch from SAVE to another plan? Experts aren't certain.