Courtney Luke

Dec 20, 2024 | parentportfolio.com | Courtney Luke

In this day and age, a growing number of individuals are living paycheck to paycheck. While the reasons for doing so may vary, this struggle to manage income can take its toll on any household. Fortunately, the personal finance solution known as the 50 30 20 Budget can help keep your resources on track. The following comprehensive guide to the 50 30 20 Budget can help you start off the decade with financial empowerment.

Dec 19, 2024 | parentportfolio.com | Courtney Luke

The problem with the debt cycle is that it’s so easy to fall into it yet so hard to get out of. Once you’re stuck in this rut, it feels as if you’re living life in a never-ending cycle of debt. Moreover, no matter how hard you try to stay out of debt, there may be circumstances in your life that just render this pursuit impossible. If you find yourself in this situation, I want you to know that you’re not alone.

Dec 18, 2024 | parentportfolio.com | Courtney Luke

We're all aiming for security and stability in every aspect of our life. As we grow older and more responsible, we start to realize how significant it is to look further into our future and think about the long term effects of our current actions. This is precisely why we have to track and manage our finances and make sure we take full control over them. But, not everyone's aware of how proper finance management is conducted. Luckily, we've got you covered.

Dec 14, 2024 | parentportfolio.com | Courtney Luke

Often, the word frugal is associated with negativity. Although a frugal life seems like a lot of sacrifices, it doesn’t have to be. Living a frugal life should add value to your life. This is where you get deliberate with your spending habits. You tend to prioritize things that matter most and cut back on items or things that don’t matter. Frugality doesn’t mean forgoing basics needs to save more. It doesn’t mean missing an adventurous vacation or missing a night out party.

Sep 25, 2024 | parentportfolio.com | Courtney Luke

If you’re struggling with your finances, any form of insurance may seem like a waste of money. However, there are certain types of insurance that may be absolutely necessary. Do you ever wonder how life insurance works? There’s so much information out there but it’s hard to understand. Life insurance, for example, is a form of insurance that is not mandatory. Because of this, many people avoid spending extra money on life insurance to save money.