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Nov 1, 2024 | 
thevalleybusinessjournal.com | Craig Davis
Life is unpredictable, and as much as you may plan, there’s always something around the corner that never crossed your worried mind. If the unexpected occurs, do you have enough liability limits to protect your and your family’s assets the way you want? If you were found liable for an accident, would your current liability limits cover the judgment against you, or would your assets be at risk?
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Jul 31, 2024 | 
thevalleybusinessjournal.com | Craig Davis
We are halfway through the summer here in California, and many of my friends, family, and insurance customers are spending quality time out on the water with their boats and water toys. Speedboats, ski boats, sail boats, fishing boats, cabin cruisers, pontoon boats, WaveRunners, Jet Skis, catamarans, yachts, and so many more. Unlike auto insurance, boat insurance is generally not required unless there is a loan in place.
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Jul 1, 2024 | 
thevalleybusinessjournal.com | Craig Davis
I wrote an article for The Valley Business Journal a few months ago titled “Rising Insurance Rates and the California Fair Plan”. Rates are continuing to rise; insurance companies are still in moratoriums and/or leaving the Golden State altogether and many Californians are still being forced to seek coverage with new companies due to non-renewals or the California Fair Plan.
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May 1, 2024 | 
thevalleybusinessjournal.com | Craig Davis |Julie Ngo
Several business owners make upgrades to buildings they rent from a landlord. In Commercial Property Insurance, these upgrades are called tenants improvements and betterments or TIBs.Tenants improvements and betterments are paid for by the tenant but become part of the building. Unless a contract states otherwise, the landlord generally obtains ownership of the upgrades once they have been installed. The tenant maintains an insurable interest in the use of the improvements.
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Mar 31, 2024 | 
thevalleybusinessjournal.com | Craig Davis
If you drive a car, own a home or a business in California, you’ve more than likely noticed substantial premium increases, and in some cases, your insurance company has instituted a moratorium (pause) on new business, or even worse, they’ve left the state entirely. I have been in the insurance industry for thirty-seven years, over 33 years as an agency owner, and I haven’t experienced anything like this in the insurance industry, nor has anyone else in California. Why are we in this predicament?
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Jan 2, 2024 | 
thevalleybusinessjournal.com | Craig Davis |Jackie Steed
Owning a home isn’t just about having a place to live; it’s about anchoring yourself in a community, fostering connections, and creating a sense of belonging. As a community-focused realtor, I’ve seen firsthand how homeownership goes beyond property lines—it shapes vibrant neighborhoods and builds stronger, happier communities. First and foremost, owning a home provides stability. It’s more than just a financial investment; it’s an investment in your future and the future of your family.
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Jan 2, 2024 | 
thevalleybusinessjournal.com | Craig Davis
Tara Wunderlich Metzler is a dynamic force in the business community, serving as the new associate publisher and director of advertising of the prestigious Valley Business Journal. Her journey is marked by entrepreneurial spirit, community engagement, and a commitment to fostering growth and unity within the Temecula Valley. As the associate publisher/director of advertising of The Valley Business Journal, Tara helps shape the narrative of the local business landscape.
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Jan 2, 2024 | 
thevalleybusinessjournal.com | Gene Wunderlich |Craig Davis
It was probably 2012 or so, and I was attending the National Association of Realtors mid-year legislative meetings in D.C.. In addition to the usual panoply of legislators, media talking heads, and pundits on the agenda, a session I always looked forward to was the update from our Chief Economist, Dr. Lawrence Yun. It was often held at 7:30 in the morning, sometimes after having arrived ourselves late the night before, but it was always worth getting up for.
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Jan 2, 2024 | 
thevalleybusinessjournal.com | Craig Davis
I know that I’ve written several times about the importance of reviewing your insurance portfolio the past few years, but there have been so many changes, especially here in California, that it’s imperative that those of in the industry continue to remind our customers and the public. My agency recently celebrated our 33rd anniversary. I am proud to have represented Farmers Insurance for 33 years as an agency owner and over 36 years overall.
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Jan 2, 2024 | 
thevalleybusinessjournal.com | Craig Davis
Temecula Valley Hospital (TVH) has been named one of America’s Best Hospitals for Heart Care by the Women’s Choice Award®, America’s trusted referral source for the best in healthcare. The award signifies that Temecula Valley Hospital is in the top 10% of 4,728 U.S. hospitals offering heart care services. According to the American Heart Association, heart disease is the No. 1 killer of American women, causing one in three deaths each year – approximately one woman every minute.
