Dana Francisco Miranda

1 week ago | cnet.com | Dana Francisco Miranda

Millions of student loan borrowers like myself haven't made a student loan payment since March 2020. With the end of the Saving on a Valuable Education plan imminent, I'm making adjustments to prepare for a hefty student loan bill. Like many borrowers, my federal student loans were placed into an emergency forbearance during the start of the pandemic in 2020. Before the pause, my monthly student loan payment was around $40.

1 week ago | thepennyhoarder.com | Dana Francisco Miranda

Dear Penny,I am looking to start a business with little new capital. I really need some help and guidance to figure out how to do this and get it moving. I’m 42 years old and have nothing and want to create a legacy for my family. What are some online businesses I can do or side gigs I can turn into a great income. Please help me out. — Aspiring EntrepreneurDear Aspiring,Businesses with some of the lowest startup costs are online services you can offer to other business owners.

1 week ago | businessinsider.com | Avril Ayers |Dana Francisco Miranda |Henry Blodget

MoMo Productions/Getty Images 2025-04-12T12:38:02Z Facebook Email X LinkedIn Copy link Save Saved Read in app This story is available exclusively to Business Insider subscribers. Become an Insider and start reading now. Have an account? . Especially in uncertain financial times, it's important that you have a solid plan for retirement. Saving gets harder over time; your money is more valuable if you start saving it in your 20s.

2 weeks ago | thepennyhoarder.com | Dana Francisco Miranda

Dear Penny,How can I find the best fiduciary Certified Financial Planner to get us ready for retirement? I just read two articles from The Penny Hoarder on retirement, and we are woefully not ready financially, but I am SO ready mentally and physically! We live in Montgomery County, Maryland. Thanks!— Seeking PlansDear Seeking,Looking for a Certified Financial Planner (CFP) is a great start, because these are a type of advisor with a fiduciary duty to their clients.

2 weeks ago | cnet.com | Dana Francisco Miranda |Peter Thayer Butler

Money Loans The White House wants to close the federal education agency, but experts say students should fill out the Free Application for Federal Student Aid for next year. Dana Miranda Contributor Dana Miranda is a certified educator in personal finance®, creator of the Healthy Rich newsletter and author of You Don't Need a Budget: Stop Worrying about Debt, Spend without Shame, and Manage Money with Ease.