
Dana Francisco Miranda
Articles
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1 week ago |
cnet.com | Dana Francisco Miranda
Managing finances may not be a first-date topic but it's important to establish early on how you both want to approach money. As a married couple, managing money requires even more communication and shared decision-making. These negotiations can potentially be a bit more fraught if you want to maintain financial independence from your spouse. Financial planner Uziel Gomez said many couples he's worked with start out approaching money differently and never decide on a clear plan.
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1 week ago |
cnet.com | Rebecca Safier |Dana Francisco Miranda
If you're one of the eight million student loan borrowers enrolled in the Saving on a Valuable Education (SAVE) plan, you may have seen student loan payments as low as $0. With the SAVE plan officially struck down, you might be worried about how much you'll be required to pay in the future.
Your Student Loan Payments Could Soar if You're Enrolled in SAVE. Here's How Much More You Might Pay
1 week ago |
cnet.com | Rebecca Safier |Dana Francisco Miranda
The Biden administration's Saving on a Valuable Education (SAVE) plan offered relief to millions of federal student loan borrowers. Under this income-driven repayment (IDR) plan, around 8 million borrowers would have seen their monthly payments capped at a portion of their income -- with roughly half of these borrowers owing $0 per month. But with SAVE officially struck down, your monthly payments are likely to increase if you're enrolled in the plan.
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1 month ago |
thepennyhoarder.com | Dana Francisco Miranda
Dear Penny,Is there an age limit for opening an IRA account? I am 70 years old. If there is no age limit, what are the rules? Thanks. — Late SaverDear Late,Since the passage of the SECURE (Setting Every Community Up for Retirement Enhancement) Act in 2019, there’s no age limit for contributing to an IRA as long as you have earned income. If you have no earned income from wages, salary or self-employment, you can’t contribute to an IRA.
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1 month ago |
cnet.com | Dana Francisco Miranda
Millions of student loan borrowers like myself haven't made a student loan payment since March 2020. With the end of the Saving on a Valuable Education plan imminent, I'm making adjustments to prepare for a hefty student loan bill. Like many borrowers, my federal student loans were placed into an emergency forbearance during the start of the pandemic in 2020. Before the pause, my monthly student loan payment was around $40.
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