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1 week ago | 
hemmings.com | Dave Wallace
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2 weeks ago | 
fintechfutures.com | Dave Wallace
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4 weeks ago | 
fintechfutures.com | Dave Wallace
Dave Wallace, Editorial Contributor, FinTech FuturesI saw that an old friend had been promoted recently, so I dropped him a message to say congratulations. He replied with something unexpectedly generous, saying he'd been inspired by my work cleaning up the Thames. He told me he was impressed not just by the quality of the research, or the rigour of the interrogation, but by how I talked about it: passionate, articulate, funny, and human.
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1 month ago | 
hemmings.com | Dave Wallace
Cookie SettingsIf you are a consumer in certain U.S. states you may have the right to opt out of targeted advertising and our “sale” (as that term is defined under applicable law) of your personal information. If you do not see an ability to opt out below, your detected location is outside of a region with an applicable privacy law. For more information on our privacy practices, read our Privacy Policy. To manage your email preferences, please visit Your Account.
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1 month ago | 
fintechfutures.com | Dave Wallace
The other day, I was rummaging around at the back of one of the kitchen cupboards and rediscovered a very old juicer that belonged to my mother. It’s a basic contraption made of aluminium but painted in bright colours. It took me back to my childhood, watching patiently as mum would juice oranges. I can still taste that citrusy nectar. Despite being very basic, this juicer is an actual thing of beauty. I would say a design classic.
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2 months ago | 
fintechfutures.com | Dave Wallace
Sometimes you have a conversation, and you can literally hear the penny drop. I recently had one of those moments when Dharmesh Mistry and I spoke with Dr Charleyne Biondi, who works at Moody’s as part of its Ratings Digital Economy team undertaking AI and digital assets research. As Dr Biondi talked, I suddenly realised that AI adoption will be one of the most critical measures for evaluating companies and countries. Move over GDP and balance sheets.
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2 months ago | 
finance.einnews.com | Dave Wallace
Quantum computing isn’t just another step in computational evolution—it’s a seismic shift. With the ability to process information in entirely new ways, quantum computers promise to solve problems considered insurmountable by today’s classical systems. With their reliance on data, security, and optimisation, financial services stand to gain immensely and face significant disruption.
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2 months ago | 
nordicfintechmagazine.com | Dave Wallace
By Dave WallaceQuantum computing isn’t just another step in computational evolution—it’s a seismic shift. With the ability to process information in entirely new ways, quantum computers promise to solve problems considered insurmountable by today’s classical systems. With their reliance on data, security, and optimisation, financial services stand to gain immensely and face significant disruption.
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2 months ago | 
fintechfutures.com | Dave Wallace
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Feb 7, 2025 | 
fintechfutures.com | Dave Wallace
With the recent launch of DeepSeek, GenAI has hit the headlines again. It seems that AI is following a well-trodden trajectory. Computing history confirms that key principles such as ‘costs decreasing while compute increases’ still hold true. Yet, despite the excitement, concrete examples of how financial services firms use large language models (LLMs) and embrace the potential of GenAI remain sparse. With this in mind, Mastercard’s latest report, GenAI Rising Superpowers, caught my eye.
