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Jan 17, 2025 | 
readlion.com | Adam Wittenberg |David A. Waugh |Adam Kissel |Jarrett Stepman
What costs more: a new Mercedes GLS SUV at $89,200, or a year at Harvard or the University of Southern California? According to the Associated Press, it’s the latter. There are now multiple colleges charging $90,000 or more for a year at their school, with USC topping the list at $95,000. Multiplied by four years for a college degree, that’s nearly $400,000, or enough to buy a nice home in most states.
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Dec 2, 2024 | 
readlion.com | Victor Davis Hanson |David A. Waugh |Adam Kissel |Jarrett Stepman
(The Daily Signal) – Universities have suffered a cataclysmic decline in public approval and support. A Gallup poll taken this year found that only 36% of Americans polled either expressed “a great deal” or “quite a lot” of confidence in higher education—once the agreed-on touchstone to upward mobility. Gifting to most universities has been down for two consecutive years. There is zero intellectual diversity on most university campuses.
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Jul 24, 2024 | 
smartbrief.com | David A. Waugh
4 min read Edtech YouTube is a superb learning resource for just about any topic, but that doesn’t mean it’s completely safe for schools to use freely. There is plenty of disinformation out there from unregulated ads and suggested videos that are not suitable for young people.
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Jul 12, 2024 | 
nasdaq.com | David A. Waugh
At Coinbits, we’re dedicated to improving the UX of bitcoin so that more people can benefit from it. In our ongoing commitment to transparency and community engagement, we recently made our product roadmap public. Now, we're excited to share another work product which was made as a part of a Summer of Bitcoin project: Bitcoin Personas. Coinbits is a family-run bitcoin-only exchange.
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Jun 4, 2024 | 
benzinga.com | David A. Waugh
Corporations are turning to Bitcoin to protect themselves from traditional financial risks and benefit from increases in Bitcoin's value. As a liquid asset outside the traditional financial system, Bitcoin allows companies to continue operations and meet short-term obligations, such as paying employees, in case of banking system disruptions.
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May 27, 2024 | 
mostlymetrics.com | David A. Waugh
Andy Ivanovich, the CFO of The Knot, joins CJ to dissect the company’s business model. He sheds light on how The Knot, which functions like an operating system for weddings, has grown to expand its product suite and reach, and now touches two-thirds of adult Americans each year. Andy explains the five dimensions of the company’s transactions that make it so unique.
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May 15, 2024 | 
americanmind.org | David A. Waugh |Dave Birnbaum
Excluding the Treasury Department’s budget, American taxpayers pay more than $150 billion annually to support the Federal Deposit Insurance Commission (FDIC), Consumer Financial Protection Bureau (CFPB), Securities and Exchange Commission (SEC), and Commodity Futures Trading Commission (CFTC). These agencies create and enforce financial regulations, and the institutions they regulate pass compliance costs to customers—who are also the taxpayers that pay for the regulation.
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Dec 29, 2023 | 
bitcoinmagazine.com | David A. Waugh
Analysts predict that the Securities and Exchange Commission (SEC) will approve spot Bitcoin ETF applications in January 2024, following the approval of Bitcoin (BTC) Futures ETFs in October 2021 and Ether (ETH) Futures ETFs in October 2023. In anticipation, traditional financial institutions also applied to issue spot Ether ETFs. Since applicants like BlackRock have a near-perfect track record in obtaining SEC approval for their ETFs, spot Ether ETFs are likely to be approved, too.
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Dec 9, 2023 | 
bitcoinmagazine.com | David A. Waugh
BlackRock and Grayscale recently met with the Securities and Exchange Commission (SEC), presumably to discuss the approval requirements for their spot Bitcoin ETF applications. Coinbase, which offers both Bitcoin custody and Bitcoin brokerage products, has emerged as the proposed custodian for the Bitcoin assets of several ETF applicants. Mike Belshe, CEO of BitGo, recently raised concerns about Coinbase's dual role as an exchange and custodian.
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Nov 16, 2023 | 
dailycaller.com | David A. Waugh
American credit has maintained a AAA rating with Moody’s since 1917. Today, Moody’s remains the only agency to hold that rating. Standard and Poor’s (S&P) and Fitch Ratings have downgraded the United States to AA+ in 2011 and 2023, respectively. On Nov. 10, however, Moody’s lowered its U.S. credit outlook from stable to negative, indicating it would issue an official downgrade unless fiscal conditions improve. Biden Administration officials quickly rejected the decision.
