Articles
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Jan 24, 2025 |
equifax.com | David Adams
For many commercial lenders and service providers the economic landscape in 2025 is a lot like driving on a foggy night. Visibility is limited, the road is unpredictable, and the natural response is to slow down. For businesses, policymakers, and consumers alike, uncertainty has become the new normal. From potential shifts in trade policies to concentrated job growth, the Federal Reserve and the broader economy must navigate this challenging terrain with care.
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Sep 9, 2024 |
equifax.com | David Adams
What do you think of when you hear “deposit growth”? For many, the immediate reaction is to think ‘consumer savings’, which wouldn’t be a big surprise. After all, many banks and credit unions have expanded efforts to promote consumer savings and checking accounts to new customers. Not to mention, evaluate current customers and pursue strategies to encourage retention and increase deposits. But consumers are not the only place to look for deposits.
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Jul 25, 2024 |
equifax.com | David Adams
In today's economic landscape, small businesses face a complex web of both challenges and opportunities. Market trends and financial dynamics influence these complexities. We understand there are multiple pain points, but we also see hope. Let's explore how these factors are shaping the small business environment.
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Jun 26, 2024 |
equifax.com | David Adams
In June’s Small Business Indices, we focused on consumer spending and its implications for the overall economy. In this blog, we will share insights on growth and lending practices as well as the latest news on “stagflation.” Overview First, we can report that while inflation has slowed, it is still one of biggest concerns for small businesses.¹ Although the numbers are less volatile year-over-year than month-over-month, the latter is a truer read.
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May 17, 2024 |
equifax.com | David Adams
In recent months, the U.S. economy has been navigating various challenges, affecting both big and small players alike. Let's take a closer look at what's been happening and what it means for small businesses across the country based on the information in the Equifax May 2024 Main Street Lending Report. Economic Growth and Jobs The U.S. economy grew by 1.6% in the first quarter of this year.
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