David Shipper

Nov 16, 2023 | datos-insights.com | Aisha Chandraker |David Shipper

Senior leaders from various financial institutions (FIs) assembled in Charlotte, North Carolina for Datos Insights’ 2023 Retail Banking & Payments Executive Council meeting to discuss all aspects of digital transformation at their organizations, including ongoing initiatives and factors determining success or failure. While some are further along the digital journey than others, FIs share key considerations regardless of their current stage of digital transformation.

Nov 15, 2023 | datos-insights.com | David Shipper |Mitch Wein

Few people increase a card executive’s blood pressure more than Dick Durbin. He has had card interchange fees in his cross-hairs for over a decade and seems devoted to bringing these fees as close to break-even as possible. He and others in the Senate seem to have the interest of small merchants and consumers in mind, but they may not understand that interchange regulation is unlikely to help either party.

May 24, 2023 | aite-novarica.com | Ariana-Michele Moore |David Shipper

Debit Cards for Debt Repayment: Adding Efficiency and Certainty to Debt Payments May 24, 2023 – Payment risk can be greater for lenders and funds advance companies that rely solely on legacy debt payment methods, such as ACH and checks. These methods have a greater risk of return because they cannot provide real-time payment authorization. Converting payments from ACH to debit cards can result in significant cost savings and decreased transaction processing time.