Denny Ceizyk

1 week ago | ktul.com | Denny Ceizyk

What is a personal line of credit and how does it work?

1 week ago | news3lv.com | Denny Ceizyk

What is a personal line of credit and how does it work? by Denny CeizykTue, June 17th 2025 at 8:54 AMMoMo Productions/Getty Images

1 week ago | komonews.com | Denny Ceizyk

Key takeawaysA personal line of credit is a revolving account that works like a credit card. Personal lines of credit are unsecured with variable rates that are typically much lower than credit card interest rates. You can take out a line of credit for business purchases or for personal use. If you’re trying to avoid the high rates that come with credit cards, but retain the flexibility of revolving credit, a personal line of credit is worth considering.

2 weeks ago | bankrate.com | Denny Ceizyk |Katie Lowery

To pay or not to pay? That’s the question in my soul. Do I Venmo Uncle Sam, And put forgiveness hopes on hold? This lyric popped into my head as I pondered the meaning of debt management in the era of student loan forgiveness.

2 weeks ago | bankrate.com | Denny Ceizyk |Julie Linton

Marketplace lending can ease the loan shopping experience for consumers by allowing them to compare multiple lenders in one place. Consumers should consider the pros and cons of using a marketplace lender and be aware of the fine print when getting a loan. The future of marketplace lending could be impacted by the economy, regulations and AI. Penny Crosman knows a thing or two about marketplace lending.