Denny Ceizyk

3 weeks ago | bankrate.com | Denny Ceizyk |Rhys Subitch

HELOCs tie up equity you might need to make a down payment on a new home. Personal loans can be funded quickly since lenders don’t vet your home’s value for approval. Closing costs may be significantly lower than HELOCs, with many excellent credit lenders offering no-fee options. With home prices at record highs and mortgage rates dropping ever so slightly, homeowners may be ready to get serious about selling their homes.

3 weeks ago | nbc25news.com | Denny Ceizyk

Key takeaways72 percent of credit card debt holders make at least some effort to earn credit card rewards, according to data from a recent Bankrate survey. More than half (54 percent) of credit card debtors say it’s gotten harder to pay off their credit card debt in the past year. 41 percent of Americans who maxed out or came close to maxing out their cards saw their credit scores decline. 33 percent of U.S. adults have more credit card debt than emergency savings.

3 weeks ago | kfdm.com | Denny Ceizyk

Personal loans vs. HELOCs when you’re poised to sellby Denny CeizykFri, March 28th 2025 at 4:15 PMKlaus Vedfelt/Getty Images

3 weeks ago | abc6onyourside.com | Denny Ceizyk

Personal loans vs. HELOCs when you’re poised to sellby Denny CeizykFri, March 28th 2025 at 5:15 PMKlaus Vedfelt/Getty Images

1 month ago | bankrate.com | Denny Ceizyk |Kellye Guinan |Emmanuel Nyame

72 percent of credit card debt holders make at least some effort to earn credit card rewards, according to data from a recent Bankrate survey. More than half (54 percent) of credit card debtors say it’s gotten harder to pay off their credit card debt in the past year. 41 percent of Americans who maxed out or came close to maxing out their cards saw their credit scores decline. 33 percent of U.S. adults have more credit card debt than emergency savings.