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Aug 29, 2023 | 
moneyzine.com | Derek Sall
Launched in 2009, Venmo seemed a bit ahead of its time. Having realized its potential, Braintree acquired the app in 2012 for $26.2 million before being purchased by PayPal for $800 million just one year later. Today, Venmo is a mobile payment solution aimed at the youngest consumers in the US. As an originator of P2P transactions, PayPal still dominates the US market. But what about Venmo? Is PayPal’s little brother ready to take the throne and continue the legacy?
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Aug 1, 2023 | 
lifeandmyfinances.com | Derek Sall
FAQWhat does debt-free mean? Being debt-free can mean different things to different people. If you’re consumer debt-free, you don’t have any loans except for your house or business. If you’re completely debt-free, you don’t owe anyone any money. You’re entirely loan-free and have no payments. Start here if you want to learn how to become debt-free. Is it possible to live debt-free? Of course. Many people live debt-free lives today.
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Jul 20, 2023 | 
lifeandmyfinances.com | Derek Sall
The Chase Freedom Unlimited Visa® is an unsecured cash back credit card. It provides significant reward rates for regular purchases to cardholders and there are no sign-up requirements for categories. There’s also no cap on the amount of cash back you can get. But is the card a good fit for you? Let’s dive in—In this article, you’ll learn:What the Chase Freedom Unlimited credit card is, and how it works. Fees, bonuses, and other details. Pros and cons of the Chase Freedom Unlimited Visa®.
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Jul 7, 2023 | 
lifeandmyfinances.com | Derek Sall
Student LoansStudent Loan ForbearanceStudent debt averages are still rising, but how many will really default? Derek has a Bachelor's degree in Finance and a Master's in Business. As a finance manager in the corporate world, he regularly identified and solved problems at the C-suite level. Today, Derek isn't interested in helping big companies. Instead, he's helping individuals win financially—one email, one article, one person at a time.
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Jun 27, 2023 | 
lifeandmyfinances.com | Derek Sall
Debt used to be fun. Now it’s sucking the life out of you. It’s time to get out—and get out fast. We’re not going to mess around here. I’ll tell you what I did to ditch my debt and detail 40+ tips to get you out of debt as quickly as possible. And that’s not all yet. I’ll also provide helpful tools and warn you what services to avoid. This article will show you:The “Get Out of Debt Fast” course. More than 40 top tips to get out of debt fast. Other ways to get out of debt you could consider.
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Jun 15, 2023 | 
lifeandmyfinances.com | Derek Sall
MoneyHow Many Millionaires In The WorldMillionaires are everywhere. How did they earn their money, and how can you do it? Written byDerek SallPersonal Finance ExpertDerek has a Bachelor's degree in Finance and a Master's in Business. As a finance manager in the corporate world, he regularly identified and solved problems at the C-suite level. Today, Derek isn't interested in helping big companies. Instead, he's helping individuals win financially—one email, one article, one person at a time.
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Jun 15, 2023 | 
lifeandmyfinances.com | Derek Sall
My wife and I have two kids—ages six and four. We’ve put some money aside for them, but how can we really know how much to save for college? The cost of college is going up every year—how do we know what tuition will be in the distant future? We have money invested in a 529—but how much will it grow in the next 12 years? We think we should probably invest more each month—but we’re basically throwing money at it blindly. It’s really an uneasy feeling.
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Jun 15, 2023 | 
lifeandmyfinances.com | Derek Sall
Student LoansHow To Pay Off Student LoansPay off student loans with the debt snowball? Absolutely. Start now? I would. Written byDerek SallPersonal Finance ExpertDerek has a Bachelor's degree in Finance and a Master's in Business. As a finance manager in the corporate world, he regularly identified and solved problems at the C-suite level. Today, Derek isn't interested in helping big companies. Instead, he's helping individuals win financially—one email, one article, one person at a time.
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Jun 15, 2023 | 
lifeandmyfinances.com | Derek Sall
MortgageMortgage Payoff CalculatorPut an extra $500 toward your mortgage each month, pay it off in half the time? Yup. Written byDerek SallPersonal Finance ExpertDerek has a Bachelor's degree in Finance and a Master's in Business. As a finance manager in the corporate world, he regularly identified and solved problems at the C-suite level. Today, Derek isn't interested in helping big companies. Instead, he's helping individuals win financially—one email, one article, one person at a time.
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Jun 15, 2023 | 
lifeandmyfinances.com | Derek Sall
A man reached out to me a few years ago—looking for help with his finances. I shot him an email back, asking for all the usual stuff:Credit card and bank statementsMonthly incomeAnd the $150 fee I charged (which I felt guilty about until I got his email back)He sent all the info, and my eyes couldn’t get past his monthly income. This dude was making—get this—$600,000 a year!And he was struggling to pay the bills? Sure, he lived in a high-cost-of-living area.
