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2 months ago | 
sg.news.yahoo.com | Dinesh Dayani
At the STI comprises the 30 largest and most liquid stocks in Singapore, it is always a snapshot of Singapore’s market. It contains many household names you’ll be familiar with and even interact with on a daily basis. Looking through this list, we can easily see why the STI can be a good place to start our investing journey.
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Jan 17, 2025 | 
sg.news.yahoo.com | Dinesh Dayani
5 Things You Need To Know About Investing In REITs In SingaporeReal Estate Investment Trusts (REITs) are one of the most popular investments in Singapore. Retail investors can gain access to properties and enjoy regular distributions and potential capital gains – all without having to own any physical property. For reference, there are 41 REITs and property trusts listed in Singapore, with a combined market capitalisation of $92 billion – making up 11% of Singapore’s overall stock market.
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Jan 9, 2025 | 
sg.news.yahoo.com | Dinesh Dayani
Singaporeans’ Roadmap: Key Personal Financial Schemes And The Decisions You Have To Make At Every Age In SingaporeWe look at how average Singaporeans navigate key personal financial schemes and decisions in our lives in a uniquely Singaporean way. Along the way, usually when we hit certain milestones, we can expect to make financial decisions as well as enjoy financial support levers. Think of this read as the “Game of Life” from a Singaporean perspective.
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Sep 6, 2024 | 
sg.finance.yahoo.com | Dinesh Dayani
Accredited investorThe Securities and Futures Act (SFA) in Singapore distinguishes retail investors from higher net-worth investors (i.e. Accredited Investors). Typically, Accredited Investors can gain access to more sophisticated investments that are not available to retail investors. This can also be read as investments that are more complicated to understand, and Accredited Investors have better abilities to decipher if such investments are suitable for them.
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Jun 9, 2024 | 
sg.finance.yahoo.com | Dinesh Dayani
While REITs are a favourite investment among income investors and passive investors, some of us may be holding back in the current higher interest rate environment. Rather than fixed income investments, though, REITs offer an upside potential while still paying out regular distributions as investors wait for the market to turn.
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Feb 11, 2024 | 
sg.finance.yahoo.com | Dinesh Dayani
For some, the lure of 4D, being relatively cheap and very accessible, is unavoidable. This is especially so when everyone knows “a friend” who has won big. Worse still, some may believe that buying a 4D ticket from Singapore Pools is akin to making an investment. While I’ll be the first to agree that we cannot win the prize money if we don’t buy a ticket, gambling is far from investing.
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Jan 9, 2024 | 
dollarsandsense.sg | Dinesh Dayani
Employers contribute up to 17% of their workers’ salaries to their CPF accounts. In addition, employees also contribute up to 20% of their salaries in employer’s CPF contributions. This is how companies here play their part in building a safety net for Singapore workers in their old age. It is also the responsibility of employers to pay both the employer’s CPF contribution and the employee’s CPF contribution.
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Jan 8, 2024 | 
dollarsandsense.sg | Dinesh Dayani
Every Singaporean household will receive $500 CDC vouchers in 2024, as part of the $300 announced in Budget 2023 and an additional $200 from the $1.1 billion Cost-of-Living Support Package to help cushion the impact of inflation and additional GST. These CDC Vouchers can be used at participating heartland shops, hawker centres and supermarkets. $250, or half, of the $500 CDC vouchers are set aside for spending at heartland shops and hawker centres.
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Jan 3, 2024 | 
dollarsandsense.sg | Dinesh Dayani
Getting an SME business loan and working more closely with your bank for financing could be a “coming of age” moment for your start-up. You can no longer simply think of internal cash flow and bootstrapping to run your company. There are no fixed reasons to apply for an SME business loan – you could just as easily do it in a positive or negative economy or business cycle.
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Dec 25, 2023 | 
dollarsandsense.sg | Dinesh Dayani
Like me, anyone who grew up in the 90s will be familiar with the 5 Cs – Cash, Car, Credit Card, Condominium and Country Club. While these Cs represent overtly materialistic desires, they may also be a function of the rapidly growing economy and wealth of Singapore three decades ago. As Singapore’s middle class ballooned, and her economy matured, some of these Cs (namely, the 3 in the title) have become less relevant. The one that most would probably agree on is credit cards.
